시장 데이터의 무단 재배포를 금합니다.
🏦 코인 담보대출: BTC·ETH 담보로 USDT·USDC 빌리기
금리 낮은 순 · 최대 LTV = 담보 1달러당 대출 비율
| 플랫폼 | 대출 | 담보 | 대출 금리 | 최대 LTV | 청산 LTV | 금리 유형 |
|---|---|---|---|---|---|---|
| Bitget Crypto LoanCeFi | USDC | BTC | 3.45% | 65% | 91% | fixed 7D |
| Bitget public API v2 /earn/loan/public/coinInfos · 2026-10-31 15:16 KST | ||||||
| Bitget Crypto LoanCeFi | USDC | ETH | 3.45% | 65% | 93% | fixed 7D |
| Bitget public API v2 /earn/loan/public/coinInfos · 2026-10-31 15:16 KST | ||||||
| Bitget Crypto LoanCeFi | USDC | BTC | 3.61% | 65% | 91% | fixed 30D |
| Bitget public API v2 /earn/loan/public/coinInfos · 2026-10-31 15:16 KST | ||||||
| Bitget Crypto LoanCeFi | USDC | ETH | 3.61% | 65% | 93% | fixed 30D |
| Bitget public API v2 /earn/loan/public/coinInfos · 2026-10-31 15:16 KST | ||||||
| MorphoDeFi | USDT | ETH (wstETH) | 3.73% | 86% | 86% | variable |
| Morpho official API · 2026-10-31 15:16 KST · Morpho has one LLTV: borrowing up to it means liquidation. | ||||||
| MorphoDeFi | USDT | BTC (WBTC) | 3.73% | 86% | 86% | variable |
| Morpho official API · 2026-10-31 15:16 KST · Morpho has one LLTV: borrowing up to it means liquidation. | ||||||
| Bitget Crypto LoanCeFi | USDT | BTC | 3.77% | 65% | 91% | fixed 7D |
| Bitget public API v2 /earn/loan/public/coinInfos · 2026-10-31 15:16 KST | ||||||
| Bitget Crypto LoanCeFi | USDT | ETH | 3.77% | 65% | 93% | fixed 7D |
| Bitget public API v2 /earn/loan/public/coinInfos · 2026-10-31 15:16 KST | ||||||
| Bitget Crypto LoanCeFi | USDT | BTC | 3.95% | 65% | 91% | fixed 30D |
| Bitget public API v2 /earn/loan/public/coinInfos · 2026-10-31 15:16 KST | ||||||
| Bitget Crypto LoanCeFi | USDT | ETH | 3.95% | 65% | 93% | fixed 30D |
| Bitget public API v2 /earn/loan/public/coinInfos · 2026-10-31 15:16 KST | ||||||
| Spark (Ethereum)DeFi | USDT | BTC (WBTC) | 4.21% | 77% | 78% | variable |
| on-chain Spark Pool (PublicNode RPC) · 2026-10-31 15:16 KST | ||||||
| Spark (Ethereum)DeFi | USDT | BTC (cbBTC) | 4.21% | 81% | 82% | variable |
| on-chain Spark Pool (PublicNode RPC) · 2026-10-31 15:16 KST | ||||||
| Spark (Ethereum)DeFi | USDT | ETH (WETH) | 4.21% | 85% | 86% | variable |
| on-chain Spark Pool (PublicNode RPC) · 2026-10-31 15:16 KST | ||||||
| Bybit Crypto LoanCeFi | USDC | BTC | 4.32% | 80% | 95% | flexible |
| Bybit public API v5 /crypto-loan · 2026-10-31 15:16 KST · VIP0; hourly rate × 8760. | ||||||
| Bybit Crypto LoanCeFi | USDC | ETH | 4.32% | 80% | 95% | flexible |
| Bybit public API v5 /crypto-loan · 2026-10-31 15:16 KST · VIP0; hourly rate × 8760. | ||||||
| Bybit Crypto LoanCeFi | USDT | BTC | 4.33% | 80% | 95% | flexible |
| Bybit public API v5 /crypto-loan · 2026-10-31 15:16 KST · VIP0; hourly rate × 8760. | ||||||
| Bybit Crypto LoanCeFi | USDT | ETH | 4.33% | 80% | 95% | flexible |
| Bybit public API v5 /crypto-loan · 2026-10-31 15:16 KST · VIP0; hourly rate × 8760. | ||||||
| OKX margin borrowCeFi | USDC | BTC | 4.50% | – | – | flexible (margin) |
| OKX public API v5 /public/interest-rate-loan-quota · 2026-10-31 15:16 KST · Basic margin borrow rate (daily × 365), VIP0; LTV depends on account mode – not published here. | ||||||
| OKX margin borrowCeFi | USDC | ETH | 4.50% | – | – | flexible (margin) |
| OKX public API v5 /public/interest-rate-loan-quota · 2026-10-31 15:16 KST · Basic margin borrow rate (daily × 365), VIP0; LTV depends on account mode – not published here. | ||||||
| Spark (Ethereum)DeFi | USDC | BTC (WBTC) | 4.66% | 77% | 78% | variable |
| on-chain Spark Pool (PublicNode RPC) · 2026-10-31 15:16 KST | ||||||
| Spark (Ethereum)DeFi | USDC | BTC (cbBTC) | 4.66% | 81% | 82% | variable |
| on-chain Spark Pool (PublicNode RPC) · 2026-10-31 15:16 KST | ||||||
| Spark (Ethereum)DeFi | USDC | ETH (WETH) | 4.66% | 85% | 86% | variable |
| on-chain Spark Pool (PublicNode RPC) · 2026-10-31 15:16 KST | ||||||
| Kamino Lend (Solana)DeFi | USDC | BTC (cbBTC) | 5.55% | 79% | – | variable |
| Kamino official API · 2026-10-31 15:16 KST | ||||||
| Kamino Lend (Solana)DeFi | USDC | BTC (WBTC) | 5.55% | 70% | – | variable |
| Kamino official API · 2026-10-31 15:16 KST | ||||||
| Kamino Lend (Solana)DeFi | USDC | ETH | 5.55% | 75% | – | variable |
| Kamino official API · 2026-10-31 15:16 KST | ||||||
| Kamino Lend (Solana)DeFi | USDC | SOL | 5.55% | 74% | – | variable |
| Kamino official API · 2026-10-31 15:16 KST | ||||||
| Compound v3 (Ethereum)DeFi | USDC | BTC (WBTC) | 5.71% | 80% | 85% | variable |
| on-chain Comet (PublicNode RPC) · 2026-10-31 15:16 KST | ||||||
| Compound v3 (Ethereum)DeFi | USDC | ETH (WETH) | 5.71% | 82% | 88% | variable |
| on-chain Comet (PublicNode RPC) · 2026-10-31 15:16 KST | ||||||
| Compound v3 (Ethereum)DeFi | USDC | BTC (cbBTC) | 5.71% | 80% | 85% | variable |
| on-chain Comet (PublicNode RPC) · 2026-10-31 15:16 KST | ||||||
| Kamino Lend (Solana)DeFi | USDT | BTC (cbBTC) | 5.91% | 79% | – | variable |
| Kamino official API · 2026-10-31 15:16 KST | ||||||
| Kamino Lend (Solana)DeFi | USDT | BTC (WBTC) | 5.91% | 70% | – | variable |
| Kamino official API · 2026-10-31 15:16 KST | ||||||
| Kamino Lend (Solana)DeFi | USDT | ETH | 5.91% | 75% | – | variable |
| Kamino official API · 2026-10-31 15:16 KST | ||||||
| Kamino Lend (Solana)DeFi | USDT | SOL | 5.91% | 74% | – | variable |
| Kamino official API · 2026-10-31 15:16 KST | ||||||
| OKX margin borrowCeFi | USDT | BTC | 6.40% | – | – | flexible (margin) |
| OKX public API v5 /public/interest-rate-loan-quota · 2026-10-31 15:16 KST · Basic margin borrow rate (daily × 365), VIP0; LTV depends on account mode – not published here. | ||||||
| OKX margin borrowCeFi | USDT | ETH | 6.40% | – | – | flexible (margin) |
| OKX public API v5 /public/interest-rate-loan-quota · 2026-10-31 15:16 KST · Basic margin borrow rate (daily × 365), VIP0; LTV depends on account mode – not published here. | ||||||
| Aave v3 (Ethereum)DeFi | USDC | BTC (WBTC) | 6.45% | 81% | 85% | variable |
| Aave official API · 2026-10-31 15:16 KST | ||||||
| Aave v3 (Ethereum)DeFi | USDC | BTC (cbBTC) | 6.45% | 81% | 85% | variable |
| Aave official API · 2026-10-31 15:16 KST | ||||||
| Aave v3 (Ethereum)DeFi | USDC | ETH (WETH) | 6.45% | 81% | 84% | variable |
| Aave official API · 2026-10-31 15:16 KST | ||||||
| MorphoDeFi | USDC | ETH (wstETH) | 6.59% | 86% | 86% | variable |
| Morpho official API · 2026-10-31 15:16 KST · Morpho has one LLTV: borrowing up to it means liquidation. | ||||||
| MorphoDeFi | USDC | BTC (cbBTC) | 6.61% | 86% | 86% | variable |
| Morpho official API · 2026-10-31 15:16 KST · Morpho has one LLTV: borrowing up to it means liquidation. | ||||||
| MorphoDeFi | USDC | ETH (weETH) | 6.61% | 86% | 86% | variable |
| Morpho official API · 2026-10-31 15:16 KST · Morpho has one LLTV: borrowing up to it means liquidation. | ||||||
| MorphoDeFi | USDC | BTC (WBTC) | 6.70% | 86% | 86% | variable |
| Morpho official API · 2026-10-31 15:16 KST · Morpho has one LLTV: borrowing up to it means liquidation. | ||||||
| Compound v3 (Ethereum)DeFi | USDT | BTC (WBTC) | 6.92% | 80% | 85% | variable |
| on-chain Comet (PublicNode RPC) · 2026-10-31 15:16 KST | ||||||
| Compound v3 (Ethereum)DeFi | USDT | ETH (WETH) | 6.92% | 83% | 88% | variable |
| on-chain Comet (PublicNode RPC) · 2026-10-31 15:16 KST | ||||||
| Compound v3 (Ethereum)DeFi | USDT | BTC (cbBTC) | 6.92% | 80% | 85% | variable |
| on-chain Comet (PublicNode RPC) · 2026-10-31 15:16 KST | ||||||
| Aave v3 (Ethereum)DeFi | USDT | BTC (WBTC) | 7.06% | 81% | 85% | variable |
| Aave official API · 2026-10-31 15:16 KST | ||||||
| Aave v3 (Ethereum)DeFi | USDT | BTC (cbBTC) | 7.06% | 81% | 85% | variable |
| Aave official API · 2026-10-31 15:16 KST | ||||||
| Aave v3 (Ethereum)DeFi | USDT | ETH (WETH) | 7.06% | 81% | 84% | variable |
| Aave official API · 2026-10-31 15:16 KST | ||||||
ℹ️ 읽는 법·주의
DeFi 변동금리는 이용률에 따라 바뀌며, CeFi는 공개된 가장 낮은 VIP 등급 기준입니다. 이용자가 금리를 정하는 Liquity형 프로토콜은 미반영.
CeFi 금리는 각 거래소 Earn 페이지가 쓰는 공개(로그인 불필요) 데이터 또는 공식 공개 API, DeFi는 프로토콜 공식 API 또는 온체인 조회(PublicNode RPC)에서 가져옵니다. 실패한 소스는 "불가"로 표시하며 금리를 추정하지 않습니다.
데이터일 뿐 투자 조언이 아닙니다. CeFi 예치는 거래소 신용위험, DeFi는 스마트컨트랙트·디페그 위험이 있습니다. 예치 전 해당 플랫폼 페이지를 확인하세요.
데이터 소스 상태
- ✅ Binance Simple Earn – 정상 2026-10-31 15:16 KST
- ✅ Bybit Earn – 정상 2026-10-31 15:16 KST
- ✅ OKX Simple Earn – 정상 2026-10-31 15:16 KST
- ✅ Bitget Savings – 정상 2026-10-31 15:16 KST
- ✅ Gate Simple Earn – 정상 2026-10-31 15:16 KST
- ✅ MEXC Savings – 정상 2026-10-31 15:16 KST
- ✅ Aave v3 – 정상 2026-10-31 15:16 KST
- ✅ Compound v3 – 정상 2026-10-31 15:16 KST
- ✅ Spark – 정상 2026-10-31 15:16 KST
- ✅ Sky sUSDS – 정상 2026-10-31 15:16 KST
- ✅ Ethena sUSDe – 정상 2026-10-31 15:16 KST
- ✅ Morpho – 정상 2026-10-31 15:16 KST
- ✅ Kamino – 정상 2026-10-31 15:16 KST
- ✅ Bybit Crypto Loan – 정상 2026-10-31 15:16 KST
- ✅ Bitget Crypto Loan – 정상 2026-10-31 15:16 KST
- ✅ OKX margin borrow – 정상 2026-10-31 15:16 KST
지원하지 않는 플랫폼 (공개 API 없음) – 장애 아님
- · KuCoin Earn – 지원 안 함 (공개 API 없음): Earn product list needs a signed API key; web page data endpoint not public (400/404) – not used.
- · HTX Earn – 지원 안 함 (공개 API 없음): No public unauthenticated earn product endpoint found (404) – not used.
- · Binance Flexible Loan – 지원 안 함 (공개 API 없음): Loan rate API (/sapi/v2/loan/flexible/loanable/data) requires an API key – not used.
- · OKX Flexible Loan – 지원 안 함 (공개 API 없음): Flexible-loan endpoints return 401 without a key – OKX margin basic rate shown instead.
- · Nexo – 지원 안 함 (공개 API 없음): No public JSON rate endpoint – not used.
- · Liquity v2 (BOLD) – 지원 안 함 (공개 API 없음): User-set interest rates per trove; no single market rate – not covered yet.
업데이트 2026-10-31 15:16 KST
정보 제공용이며 투자 조언이 아닙니다. 데이터는 지연되거나 부정확할 수 있습니다. 전체 면책 조항 → 데이터 출처: 금융감독원 OpenDART, 주가: 금융위원회 공식 전 거래일 종가(공공데이터포털) 및 FinanceData/marcap 과거 데이터, 지수: FinanceDataReader, 환율: 유럽중앙은행 기준환율, 가상자산: Upbit, Bithumb, Binance 퍼블릭 API.
시장 데이터의 무단 재배포를 금합니다.
© Crypvu · 크립토 마켓뷰
시장 데이터의 무단 재배포를 금합니다.
© Crypvu · 크립토 마켓뷰