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시장 데이터의 무단 재배포를 금합니다. · ⚠️ 데이터일 뿐, 투자 조언이 아닙니다. 면책 조항

💰 코인 예치(Earn) 금리 비교: USDT·USDC·BTC·ETH

예치 금액별 예상 연 수익

·
ℹ️ 읽는 법·주의

금액에 구간 금리를 그대로 적용합니다(처음 X까지 Y%, 그다음 구간 Z% …). 상품의 마지막 구간·한도를 넘는 금액은 이 추정에서 0으로 계산합니다. 금리는 변동되며, 오늘 금리가 1년 유지된다고 가정(복리 미반영).

대상 제한·미표기 상품 포함 (신규·VIP·확인 불가)

🔒 코인별 스테이킹

네이티브·리퀴드·거래소 스테이킹 · 높은 금리 순

🏆 코인별 최고 (프로모·제한·이상치 제외)

ATOM 17.24%
Bybit Earn
on-chain flexible · ~25 days redemption · 구간 한도 ≤10,000,000
TON 16.57%
TON nominator pool (TF)
nominator pool · ~36 h (2 rounds)
INJ 9.02%
INJ native staking
native delegation · 21 days
FLOW 7.90%
Ankr ankrFLOW
liquid staking · unstake ~1 epoch or swap
ICP 7.90%
WaterNeuron nICP
liquid staking · unstake ~6 months or swap
FLR 7.67%
Sceptre sFLR
liquid staking · unstake ~14.5 days or swap
ETH 6.90%
MEXC Savings
flexible · instant · 구간 한도 0–0.05: 6.90% · 0.05–0.3: 1.90% · ≥0.3: 0.90%
SOL 5.90%
MEXC Savings
flexible · instant · 구간 한도 0–3: 5.90% · ≥3: 2.90%
OSMO 5.74%
Binance Simple Earn
flexible · instant · 구간 한도 ≤333,143
KSM 5.10%
Binance Simple Earn
locked · 90 days lock · 구간 한도 ≤100,000
SUI 4.90%
MEXC Savings
flexible · instant · 구간 한도 0–1,000: 4.90% · ≥1,000: 0.40%
NEAR 4.72%
Bybit Earn
on-chain flexible · ~3 days redemption · 구간 한도 ≤10,000,000
ETH 6.9%SOL 5.9%BNB 0.8%ADA 1.8%DOT 4.2%ATOM 17.2%AVAX 4.3%TRX 4.4%SUI 4.9%TON 16.6%NEAR 4.7%APT 2.6%POL 2.5%TIA 3.1%INJ 9.0%SEI 3.1%ALGO 2.5%XTZ 3.7%KAVA 3.8%OSMO 5.7%EGLD 0.9%S 3.8%HBAR 0.8%KSM 5.1%ICP 7.9%MINA 1.1%ROSE 0.8%FLOW 7.9%CROFLR 7.7%BTC 0.5%USDT 9.9%USDC 7.2%
ETH 최고 6.90% · MEXC Savings (0–0.05: 6.90% · 0.05–0.3: 1.90% · ≥0.3: 0.90%)

프로토콜 언본딩: exit queue (days–weeks) · instant

플랫폼연이율락업·언본딩구간 한도
MEXC SavingsCeFi6.90%flexible ·
instant		0–0.05: 6.90% · 0.05–0.3: 1.90% · ≥0.3: 0.90%
mexc.com savings page data · 2026-10-31 14:10 KST · Tier APR = subsidy APR as published; base APR 0.1%.
Bitget SavingsCeFinot stated in public data6.66%flexible ·
instant		0–0.1: 6.66% · 0.1–1,000: 1.30%
bitget.com savings page data · 2026-10-31 14:10 KST · Bitget lists several products for this coin; eligibility (e.g. new-user / VIP) is not exposed in the public data. Ladder ends at the last tier’s max.
OKX ETH stakingCeFi4.60%exchange staking ·
OKX redemption (ETH: queue; SOL: ~epoch)		–
OKX public API v5 /finance/staking-defi/eth/apy-history · 2026-10-31 14:17 KST · OKX liquid staking product (BETH / OKSOL) published APY.
Binance wBETH리퀴드4.58%liquid staking ·
Binance redemption or swap		–
DefiLlama Yields (yields.llama.fi, free API) · 2026-10-31 14:17 KST · TVL $8,132.2M · Ethereum. APY incl. any reward-token emissions (0.00% reward).
Bitget SavingsCeFinot stated in public data4.50%flexible ·
instant		0–100: 4.50% · 100–1,000: 3.00%
bitget.com savings page data · 2026-10-31 14:10 KST · Bitget lists several products for this coin; eligibility (e.g. new-user / VIP) is not exposed in the public data. Ladder ends at the last tier’s max.
Lido stETH리퀴드4.16%liquid staking ·
withdrawal queue (1–5 days) or swap		–
Lido official API (eth-api.lido.fi, 7-day SMA) · 2026-10-31 14:17 KST · Net of Lido 10% fee. stETH can be sold on DEXs anytime.
+19 더 보기
Stader ETHx리퀴드3.89%liquid staking ·
withdrawal queue or swap		–
DefiLlama Yields (yields.llama.fi, free API) · 2026-10-31 14:17 KST · TVL $148.2M · Ethereum. APY incl. any reward-token emissions (0.00% reward).
Spark (Ethereum)DeFi3.50%flexible ·
instant		–
on-chain Spark Pool getReserveData (PublicNode RPC) · 2026-10-31 14:10 KST
StakeWise v3리퀴드2.56%liquid staking ·
exit queue		–
DefiLlama Yields (yields.llama.fi, free API) · 2026-10-31 14:17 KST · TVL $95.8M · Ethereum. APY incl. any reward-token emissions (0.00% reward).
Bybit EarnCeFi2.17%on-chain flexible ·
~8 days redemption		≤10,000
Bybit public API v5 /earn/product · 2026-10-31 14:10 KST
Rocket Pool rETH리퀴드2.15%liquid staking ·
burn via deposit pool or swap		–
Rocket Pool official API (api.rocketpool.net) · 2026-10-31 14:17 KST · Net of node commission.
Bybit EarnCeFi2.12%on-chain flexible ·
~11 days redemption		≤5,000
Bybit public API v5 /earn/product · 2026-10-31 14:10 KST
Binance Simple EarnCeFi1.90%locked 60 일 ·
60 days lock		≤20,000
binance.com simple-earn page data · 2026-10-31 14:10 KST
Gate Simple EarnCeFi1.83%flexible lending ·
instant		–
Gate public API v4 /earn/uni/rate · 2026-10-31 14:10 KST · Estimated lending rate; Gate public API publishes no tier ladder.
Binance Simple EarnCeFi1.70%locked 7 일 ·
7 days lock		≤10,000
binance.com simple-earn page data · 2026-10-31 14:10 KST
Binance Simple EarnCeFi1.70%locked 90 일 ·
90 days lock		≤20,000
binance.com simple-earn page data · 2026-10-31 14:10 KST
Aave v3 (Ethereum)DeFi1.52%flexible ·
instant		–
Aave official API (api.v3.aave.com) · 2026-10-31 14:10 KST · Supply WETH; variable rate.
Bitget SavingsCeFinot stated in public data1.50%locked 7 일 ·
7 days lock		0–2,000: 1.50%
bitget.com savings page data · 2026-10-31 14:10 KST · Bitget lists several products for this coin; eligibility (e.g. new-user / VIP) is not exposed in the public data. Ladder ends at the last tier’s max.
Bitget SavingsCeFinot stated in public data1.35%flexible ·
instant		0–2,000: 1.35%
bitget.com savings page data · 2026-10-31 14:10 KST · Bitget lists several products for this coin; eligibility (e.g. new-user / VIP) is not exposed in the public data. Ladder ends at the last tier’s max.
Bitget SavingsCeFinot stated in public data1.32%locked 14 일 ·
14 days lock		0–300: 1.32%
bitget.com savings page data · 2026-10-31 14:10 KST · Bitget lists several products for this coin; eligibility (e.g. new-user / VIP) is not exposed in the public data. Ladder ends at the last tier’s max.
Binance Simple EarnCeFi1.30%locked 7 일 ·
7 days lock		≤10,000
binance.com simple-earn page data · 2026-10-31 14:10 KST
Bitget SavingsCeFinot stated in public data1.30%locked 7 일 ·
7 days lock		0–100: 1.30%
bitget.com savings page data · 2026-10-31 14:10 KST · Bitget lists several products for this coin; eligibility (e.g. new-user / VIP) is not exposed in the public data. Ladder ends at the last tier’s max.
Binance Simple EarnCeFi1.24%flexible ·
instant		0–0.2: 1.24%
binance.com simple-earn page data · 2026-10-31 14:10 KST · Tier rate = real-time base APR + tier bonus APR (Binance shows the bonus separately).
OKX Simple EarnCeFi1.00%flexible lending ·
instant		–
OKX public API v5 /finance/savings/lending-rate-summary · 2026-10-31 14:10 KST · Lending market estimated rate; OKX public API publishes no tier ladder or promo tiers.
Bybit EarnCeFi0.80%flexible ·
instant		≤6,000
Bybit public API v5 /earn/product · 2026-10-31 14:10 KST
SOL 최고 5.90% · MEXC Savings (0–3: 5.90% · ≥3: 2.90%)

프로토콜 언본딩: ~1 epoch (~2–3 days) · instant

플랫폼연이율락업·언본딩구간 한도
MEXC SavingsCeFi5.90%flexible ·
instant		0–3: 5.90% · ≥3: 2.90%
mexc.com savings page data · 2026-10-31 14:10 KST · Tier APR = subsidy APR as published; base APR 0.1%.
Solana native staking네이티브5.25%native delegation ·
~1 epoch (~2–3 days)		–
Solana public RPC (getInflationRate × supply ÷ active stake) · 2026-10-31 14:17 KST · Inflation only, gross before validator commission; excl. MEV/priority-fee tips. Staked 68% of supply.
Marinade mSOL리퀴드5.19%liquid staking ·
instant swap or ~1 epoch		–
Marinade official API (api.marinade.finance, 30-day) · 2026-10-31 14:17 KST
Helius hSOL리퀴드4.95%liquid staking ·
instant swap or ~1 epoch		–
DefiLlama Yields (yields.llama.fi, free API) · 2026-10-31 14:17 KST · TVL $92.6M · Solana. APY incl. any reward-token emissions (0.00% reward).
Drift dSOL리퀴드4.89%liquid staking ·
instant swap or ~1 epoch		–
DefiLlama Yields (yields.llama.fi, free API) · 2026-10-31 14:17 KST · TVL $268.8M · Solana. APY incl. any reward-token emissions (0.00% reward).
OKX SOL stakingCeFi4.87%exchange staking ·
OKX redemption (ETH: queue; SOL: ~epoch)		–
OKX public API v5 /finance/staking-defi/sol/apy-history · 2026-10-31 14:17 KST · OKX liquid staking product (BETH / OKSOL) published APY.
+16 더 보기
Bybit EarnCeFi4.78%on-chain flexible ·
~3 days redemption		≤100,001
Bybit public API v5 /earn/product · 2026-10-31 14:10 KST
Jito JitoSOL리퀴드4.76%liquid staking ·
instant swap or ~1 epoch		–
Jito official API (kobe.mainnet.jito.network) · 2026-10-31 14:17 KST · APY incl. MEV rewards, as of 2026-10-31 (UTC).
Binance BNSOL리퀴드4.55%liquid staking ·
Binance redemption or swap		–
DefiLlama Yields (yields.llama.fi, free API) · 2026-10-31 14:17 KST · TVL $1,040.3M · Solana. APY incl. any reward-token emissions (0.00% reward).
Bybit EarnCeFi4.30%on-chain flexible ·
~2 days redemption		≤10,000
Bybit public API v5 /earn/product · 2026-10-31 14:10 KST
OKX Simple EarnCeFi4.00%flexible lending ·
instant		–
OKX public API v5 /finance/savings/lending-rate-summary · 2026-10-31 14:10 KST · Lending market estimated rate; OKX public API publishes no tier ladder or promo tiers.
Kamino Lend (Solana main)DeFi3.91%flexible ·
instant		–
Kamino official API (api.kamino.finance) · 2026-10-31 14:10 KST
Binance Simple EarnCeFi3.90%locked 60 일 ·
60 days lock		≤2,000,000
binance.com simple-earn page data · 2026-10-31 14:10 KST
Binance Simple EarnCeFi3.80%locked 90 일 ·
90 days lock		≤500,000
binance.com simple-earn page data · 2026-10-31 14:10 KST
Binance Simple EarnCeFi3.20%locked 7 일 ·
7 days lock		≤2,000,000
binance.com simple-earn page data · 2026-10-31 14:10 KST
Binance Simple EarnCeFi3.00%locked 7 일 ·
7 days lock		≤200,000
binance.com simple-earn page data · 2026-10-31 14:10 KST
Gate Simple EarnCeFi2.86%flexible lending ·
instant		–
Gate public API v4 /earn/uni/rate · 2026-10-31 14:10 KST · Estimated lending rate; Gate public API publishes no tier ladder.
Bitget SavingsCeFinot stated in public data2.80%flexible ·
instant		0–5,000: 2.80%
bitget.com savings page data · 2026-10-31 14:10 KST · Bitget lists several products for this coin; eligibility (e.g. new-user / VIP) is not exposed in the public data. Ladder ends at the last tier’s max.
Bitget SavingsCeFinot stated in public data2.60%flexible ·
instant		0–50,000: 2.60%
bitget.com savings page data · 2026-10-31 14:10 KST · Bitget lists several products for this coin; eligibility (e.g. new-user / VIP) is not exposed in the public data. Ladder ends at the last tier’s max.
Bitget SavingsCeFinot stated in public data2.25%locked 14 일 ·
14 days lock		0–2,000: 2.25%
bitget.com savings page data · 2026-10-31 14:10 KST · Bitget lists several products for this coin; eligibility (e.g. new-user / VIP) is not exposed in the public data. Ladder ends at the last tier’s max.
Binance Simple EarnCeFi2.22%flexible ·
instant		≤353,107
binance.com simple-earn page data · 2026-10-31 14:10 KST
Bybit EarnCeFi0.80%flexible ·
instant		≤20,000
Bybit public API v5 /earn/product · 2026-10-31 14:10 KST
BNB 최고 0.80% · Bybit Earn

프로토콜 언본딩: 7 days · instant

플랫폼연이율락업·언본딩구간 한도
OKX Simple EarnCeFi1.00%flexible lending ·
instant		–
OKX public API v5 /finance/savings/lending-rate-summary · 2026-10-31 14:10 KST · Lending market estimated rate; OKX public API publishes no tier ladder or promo tiers.
Bybit EarnCeFi0.80%flexible ·
instant		≤2,500
Bybit public API v5 /earn/product · 2026-10-31 14:10 KST
Lista slisBNB리퀴드0.64%liquid staking ·
unstake 7–15 days or swap		–
DefiLlama Yields (yields.llama.fi, free API) · 2026-10-31 14:17 KST · TVL $716.2M · BSC. APY incl. any reward-token emissions (0.00% reward).
Gate Simple EarnCeFi0.58%flexible lending ·
instant		–
Gate public API v4 /earn/uni/rate · 2026-10-31 14:10 KST · Estimated lending rate; Gate public API publishes no tier ladder.
Bitget SavingsCeFinot stated in public data0.50%flexible ·
instant		0–1,500: 0.50%
bitget.com savings page data · 2026-10-31 14:10 KST · Bitget lists several products for this coin; eligibility (e.g. new-user / VIP) is not exposed in the public data. Ladder ends at the last tier’s max.
Binance Simple EarnCeFi0.32%locked 120 일 ·
120 days lock		≤1,200,000
binance.com simple-earn page data · 2026-10-31 14:10 KST
+4 더 보기
Binance Simple EarnCeFi0.30%locked 7 일 ·
7 days lock		≤1,000,000
binance.com simple-earn page data · 2026-10-31 14:10 KST
Binance Simple EarnCeFi0.30%locked 90 일 ·
90 days lock		≤1,000,000
binance.com simple-earn page data · 2026-10-31 14:10 KST
Binance Simple EarnCeFi0.25%locked 7 일 ·
7 days lock		≤1,000,000
binance.com simple-earn page data · 2026-10-31 14:10 KST
Binance Simple EarnCeFi0.19%flexible ·
instant		0–1: 0.19%
binance.com simple-earn page data · 2026-10-31 14:10 KST · Tier rate = real-time base APR + tier bonus APR (Binance shows the bonus separately).
ADA 최고 1.82% · Bybit Earn

프로토콜 언본딩: none (liquid) · ~1 days redemption

플랫폼연이율락업·언본딩구간 한도
Bybit EarnCeFi1.82%on-chain flexible ·
~1 days redemption		≤10,000,000
Bybit public API v5 /earn/product · 2026-10-31 14:17 KST
Binance Simple EarnCeFi1.60%locked 60 일 ·
60 days lock		≤500,000,000
binance.com simple-earn page data · 2026-10-31 14:17 KST
Binance Simple EarnCeFi1.41%locked 90 일 ·
90 days lock		≤2,000,000
binance.com simple-earn page data · 2026-10-31 14:17 KST
Binance Simple EarnCeFi1.30%locked 7 일 ·
7 days lock		≤500,000,000
binance.com simple-earn page data · 2026-10-31 14:17 KST
Binance Simple EarnCeFi1.26%locked 7 일 ·
7 days lock		≤50,000,000
binance.com simple-earn page data · 2026-10-31 14:17 KST
OKX Simple EarnCeFi1.00%flexible lending ·
instant		–
OKX public API v5 /finance/savings/lending-rate-summary · 2026-10-31 14:17 KST · Lending market estimated rate; OKX public API publishes no tier ladder or promo tiers.
+4 더 보기
Bitget SavingsCeFinot stated in public data1.00%flexible ·
instant		0–1,000,000: 1.00%
bitget.com savings page data · 2026-10-31 14:17 KST · Bitget lists several products for this coin; eligibility (e.g. new-user / VIP) is not exposed in the public data. Ladder ends at the last tier’s max.
Bybit EarnCeFi0.70%flexible ·
instant		≤1,000,000
Bybit public API v5 /earn/product · 2026-10-31 14:17 KST
Gate Simple EarnCeFi0.18%flexible lending ·
instant		–
Gate public API v4 /earn/uni/rate · 2026-10-31 14:17 KST · Estimated lending rate; Gate public API publishes no tier ladder.
Binance Simple EarnCeFi0.06%flexible ·
instant		≤25,334,135
binance.com simple-earn page data · 2026-10-31 14:17 KST
DOT 최고 4.18% · Bifrost vDOT

프로토콜 언본딩: 28 days · redeem up to ~28 days or swap

플랫폼연이율락업·언본딩구간 한도
OKX Simple EarnCeFi5.10%flexible lending ·
instant		–
OKX public API v5 /finance/savings/lending-rate-summary · 2026-10-31 14:17 KST · Lending market estimated rate; OKX public API publishes no tier ladder or promo tiers.
Bifrost vDOT리퀴드4.18%liquid staking ·
redeem up to ~28 days or swap		–
DefiLlama Yields (yields.llama.fi, free API) · 2026-10-31 14:17 KST · TVL $7.8M · Polkadot. APY incl. any reward-token emissions (0.07% reward).
Bybit EarnCeFi3.71%on-chain flexible ·
~4 days redemption		≤1,000,000
Bybit public API v5 /earn/product · 2026-10-31 14:17 KST
Bitget SavingsCeFinot stated in public data1.90%flexible ·
instant		0–300,000: 1.90%
bitget.com savings page data · 2026-10-31 14:17 KST · Bitget lists several products for this coin; eligibility (e.g. new-user / VIP) is not exposed in the public data. Ladder ends at the last tier’s max.
Binance Simple EarnCeFi1.51%locked 60 일 ·
60 days lock		≤1,000,000
binance.com simple-earn page data · 2026-10-31 14:17 KST
Binance Simple EarnCeFi1.44%locked 90 일 ·
90 days lock		≤500,000
binance.com simple-earn page data · 2026-10-31 14:17 KST
+5 더 보기
Binance Simple EarnCeFi1.26%locked 7 일 ·
7 days lock		≤1,000,000
binance.com simple-earn page data · 2026-10-31 14:17 KST
Binance Simple EarnCeFi1.20%locked 7 일 ·
7 days lock		≤800,000
binance.com simple-earn page data · 2026-10-31 14:17 KST
Gate Simple EarnCeFi0.88%flexible lending ·
instant		–
Gate public API v4 /earn/uni/rate · 2026-10-31 14:17 KST · Estimated lending rate; Gate public API publishes no tier ladder.
Bybit EarnCeFi0.80%flexible ·
instant		≤150,000
Bybit public API v5 /earn/product · 2026-10-31 14:17 KST
Binance Simple EarnCeFi0.09%flexible ·
instant		≤1,484,738
binance.com simple-earn page data · 2026-10-31 14:17 KST
ATOM 최고 17.24% · Bybit Earn

프로토콜 언본딩: 21 days · ~25 days redemption

플랫폼연이율락업·언본딩구간 한도
OKX Simple EarnCeFi19.80%flexible lending ·
instant		–
OKX public API v5 /finance/savings/lending-rate-summary · 2026-10-31 14:17 KST · Lending market estimated rate; OKX public API publishes no tier ladder or promo tiers.
Bybit EarnCeFi17.24%on-chain flexible ·
~25 days redemption		≤10,000,000
Bybit public API v5 /earn/product · 2026-10-31 14:17 KST
ATOM native staking네이티브15.48%native delegation ·
21 days		–
Cosmos-SDK LCD via PublicNode (inflation × (1−community tax) ÷ bonded ratio) · 2026-10-31 14:17 KST · Gross, before validator commission (typ. 5–10%). Bonded 63% of supply.
Binance Simple EarnCeFi10.00%locked 60 일 ·
60 days lock		≤1,000,000
binance.com simple-earn page data · 2026-10-31 14:17 KST
Binance Simple EarnCeFi9.10%locked 90 일 ·
90 days lock		≤1,000,000
binance.com simple-earn page data · 2026-10-31 14:17 KST
Binance Simple EarnCeFi8.00%locked 7 일 ·
7 days lock		≤1,000,000
binance.com simple-earn page data · 2026-10-31 14:17 KST
+5 더 보기
Binance Simple EarnCeFi7.80%locked 7 일 ·
7 days lock		≤1,000,000
binance.com simple-earn page data · 2026-10-31 14:17 KST
Gate Simple EarnCeFi5.65%flexible lending ·
instant		–
Gate public API v4 /earn/uni/rate · 2026-10-31 14:17 KST · Estimated lending rate; Gate public API publishes no tier ladder.
Binance Simple EarnCeFi2.38%flexible ·
instant		≤163,684
binance.com simple-earn page data · 2026-10-31 14:17 KST
Bybit EarnCeFi1.72%flexible ·
instant		≤100,000
Bybit public API v5 /earn/product · 2026-10-31 14:17 KST
Bitget SavingsCeFinot stated in public data1.21%flexible ·
instant		0–200,000: 1.21%
bitget.com savings page data · 2026-10-31 14:17 KST · Bitget lists several products for this coin; eligibility (e.g. new-user / VIP) is not exposed in the public data. Ladder ends at the last tier’s max.
AVAX 최고 4.28% · Benqi sAVAX

프로토콜 언본딩: locked 14–365 days · unstake ~15 days or swap

플랫폼연이율락업·언본딩구간 한도
OKX Simple EarnCeFi8.50%flexible lending ·
instant		–
OKX public API v5 /finance/savings/lending-rate-summary · 2026-10-31 14:17 KST · Lending market estimated rate; OKX public API publishes no tier ladder or promo tiers.
Benqi sAVAX리퀴드4.28%liquid staking ·
unstake ~15 days or swap		–
DefiLlama Yields (yields.llama.fi, free API) · 2026-10-31 14:17 KST · TVL $206.6M · Avalanche. APY incl. any reward-token emissions (0.00% reward).
Binance Simple EarnCeFi3.80%locked 90 일 ·
90 days lock		≤500,000
binance.com simple-earn page data · 2026-10-31 14:17 KST
Bitget SavingsCeFinot stated in public data2.92%flexible ·
instant		0–100,000: 2.92%
bitget.com savings page data · 2026-10-31 14:17 KST · Bitget lists several products for this coin; eligibility (e.g. new-user / VIP) is not exposed in the public data. Ladder ends at the last tier’s max.
Binance Simple EarnCeFi2.30%locked 7 일 ·
7 days lock		≤100,000
binance.com simple-earn page data · 2026-10-31 14:17 KST
Gate Simple EarnCeFi1.03%flexible lending ·
instant		–
Gate public API v4 /earn/uni/rate · 2026-10-31 14:17 KST · Estimated lending rate; Gate public API publishes no tier ladder.
+2 더 보기
Bybit EarnCeFi0.80%flexible ·
instant		≤30,000
Bybit public API v5 /earn/product · 2026-10-31 14:17 KST
Binance Simple EarnCeFi0.17%flexible ·
instant		≤262,214
binance.com simple-earn page data · 2026-10-31 14:17 KST
TRX 최고 4.43% · Bybit Earn

프로토콜 언본딩: 14 days · instant

플랫폼연이율락업·언본딩구간 한도
MEXC SavingsCeFi⚠ 이상치 의심: outlier vs median 2.3%10.00%flexible ·
instant		0–2,800,000: 10.00%
mexc.com savings page data · 2026-10-31 14:17 KST · Tier APR = subsidy APR as published; base APR 10.0%.
Bitget SavingsCeFinot stated in public data⚠ 이상치 의심: outlier vs median 2.3%9.68%flexible ·
instant		0–10,000,000: 9.68%
bitget.com savings page data · 2026-10-31 14:17 KST · Bitget lists several products for this coin; eligibility (e.g. new-user / VIP) is not exposed in the public data. Ladder ends at the last tier’s max.
Bybit EarnCeFi4.43%flexible ·
instant		≤2,000,000
Bybit public API v5 /earn/product · 2026-10-31 14:17 KST
Binance Simple EarnCeFi2.64%flexible ·
instant		≤22,148,021
binance.com simple-earn page data · 2026-10-31 14:17 KST
Binance Simple EarnCeFi2.31%locked 60 일 ·
60 days lock		≤50,000,000
binance.com simple-earn page data · 2026-10-31 14:17 KST
Binance Simple EarnCeFi2.09%locked 7 일 ·
7 days lock		≤50,000,000
binance.com simple-earn page data · 2026-10-31 14:17 KST
+3 더 보기
Binance Simple EarnCeFi1.98%locked 90 일 ·
90 days lock		≤100,000,000
binance.com simple-earn page data · 2026-10-31 14:17 KST
Binance Simple EarnCeFi1.88%locked 7 일 ·
7 days lock		≤10,000,000
binance.com simple-earn page data · 2026-10-31 14:17 KST
Gate Simple EarnCeFi1.33%flexible lending ·
instant		–
Gate public API v4 /earn/uni/rate · 2026-10-31 14:17 KST · Estimated lending rate; Gate public API publishes no tier ladder.
SUI 최고 4.90% · MEXC Savings (0–1,000: 4.90% · ≥1,000: 0.40%)

프로토콜 언본딩: end of epoch (~1 day) · instant

플랫폼연이율락업·언본딩구간 한도
MEXC SavingsCeFi4.90%flexible ·
instant		0–1,000: 4.90% · ≥1,000: 0.40%
mexc.com savings page data · 2026-10-31 14:17 KST · Tier APR = subsidy APR as published; base APR 0.1%.
Bybit EarnCeFi1.17%on-chain flexible ·
~1 days redemption		≤500,000
Bybit public API v5 /earn/product · 2026-10-31 14:17 KST
Binance Simple EarnCeFi1.16%locked 60 일 ·
60 days lock		≤10,000,000
binance.com simple-earn page data · 2026-10-31 14:17 KST
Binance Simple EarnCeFi1.10%locked 7 일 ·
7 days lock		≤10,000,000
binance.com simple-earn page data · 2026-10-31 14:17 KST
Binance Simple EarnCeFi1.00%locked 90 일 ·
90 days lock		≤10,000,000
binance.com simple-earn page data · 2026-10-31 14:17 KST
OKX Simple EarnCeFi1.00%flexible lending ·
instant		–
OKX public API v5 /finance/savings/lending-rate-summary · 2026-10-31 14:17 KST · Lending market estimated rate; OKX public API publishes no tier ladder or promo tiers.
+5 더 보기
Bitget SavingsCeFinot stated in public data0.84%flexible ·
instant		0–400,000: 0.84%
bitget.com savings page data · 2026-10-31 14:17 KST · Bitget lists several products for this coin; eligibility (e.g. new-user / VIP) is not exposed in the public data. Ladder ends at the last tier’s max.
Binance Simple EarnCeFi0.80%locked 7 일 ·
7 days lock		≤200,000
binance.com simple-earn page data · 2026-10-31 14:17 KST
Bybit EarnCeFi0.70%flexible ·
instant		≤500,000
Bybit public API v5 /earn/product · 2026-10-31 14:17 KST
Gate Simple EarnCeFi0.18%flexible lending ·
instant		–
Gate public API v4 /earn/uni/rate · 2026-10-31 14:17 KST · Estimated lending rate; Gate public API publishes no tier ladder.
Binance Simple EarnCeFi0.02%flexible ·
instant		≤3,892,911
binance.com simple-earn page data · 2026-10-31 14:17 KST
TON 최고 16.57% · TON nominator pool (TF)

프로토콜 언본딩: ~18–36 h (validation round) · ~36 h (2 rounds)

플랫폼연이율락업·언본딩구간 한도
TON nominator pool (TF)네이티브16.57%nominator pool ·
~36 h (2 rounds)		–
tonapi.io v2 /staking/pools · 2026-10-31 14:17 KST · Single-nominator / TF pool; min stake 101 TON; pool not verified by tonapi – self-custody setup required.
Hipo hTON리퀴드16.01%liquid staking ·
unstake ~1–2 rounds or swap		–
DefiLlama Yields (yields.llama.fi, free API) · 2026-10-31 14:17 KST · TVL $12.3M · TON. APY incl. any reward-token emissions (0.00% reward).
Whales Club Queue #1네이티브13.59%nominator pool ·
~36 h (2 rounds)		–
tonapi.io v2 /staking/pools · 2026-10-31 14:17 KST · Whales nominator pool, min stake 50 TON.
KTON리퀴드13.24%liquid staking ·
unstake ~1–2 rounds or swap		–
DefiLlama Yields (yields.llama.fi, free API) · 2026-10-31 14:17 KST · TVL $2.2M · TON. APY incl. any reward-token emissions (0.00% reward).
Tonstakers리퀴드12.64%liquid staking ·
~18–36 h round or instant swap		–
tonapi.io v2 /staking/pools · 2026-10-31 14:17 KST · Min stake 1 TON. APY as reported by tonapi.
NEAR 최고 4.72% · Bybit Earn

프로토콜 언본딩: ~2–3 days (4 epochs) · ~3 days redemption

플랫폼연이율락업·언본딩구간 한도
Bybit EarnCeFi4.72%on-chain flexible ·
~3 days redemption		≤10,000,000
Bybit public API v5 /earn/product · 2026-10-31 14:17 KST
Rhea rNEAR (ex-LiNEAR)리퀴드4.54%liquid staking ·
unstake ~2–3 days or swap		–
DefiLlama Yields (yields.llama.fi, free API) · 2026-10-31 14:17 KST · TVL $74.8M · Near. APY incl. any reward-token emissions (0.00% reward).
Binance Simple EarnCeFi3.60%locked 60 일 ·
60 days lock		≤1,000,000
binance.com simple-earn page data · 2026-10-31 14:17 KST
Binance Simple EarnCeFi3.42%locked 90 일 ·
90 days lock		≤100,000
binance.com simple-earn page data · 2026-10-31 14:17 KST
Bitget SavingsCeFinot stated in public data2.33%flexible ·
instant		0–1,000,000: 2.33%
bitget.com savings page data · 2026-10-31 14:17 KST · Bitget lists several products for this coin; eligibility (e.g. new-user / VIP) is not exposed in the public data. Ladder ends at the last tier’s max.
Binance Simple EarnCeFi2.20%locked 7 일 ·
7 days lock		≤1,000,000
binance.com simple-earn page data · 2026-10-31 14:17 KST
+5 더 보기
Binance Simple EarnCeFi2.00%locked 7 일 ·
7 days lock		≤100,000
binance.com simple-earn page data · 2026-10-31 14:17 KST
Gate Simple EarnCeFi1.89%flexible lending ·
instant		–
Gate public API v4 /earn/uni/rate · 2026-10-31 14:17 KST · Estimated lending rate; Gate public API publishes no tier ladder.
Bybit EarnCeFi1.00%flexible ·
instant		≤300,000
Bybit public API v5 /earn/product · 2026-10-31 14:17 KST
OKX Simple EarnCeFi1.00%flexible lending ·
instant		–
OKX public API v5 /finance/savings/lending-rate-summary · 2026-10-31 14:17 KST · Lending market estimated rate; OKX public API publishes no tier ladder or promo tiers.
Binance Simple EarnCeFi0.21%flexible ·
instant		≤795,943
binance.com simple-earn page data · 2026-10-31 14:17 KST
APT 최고 2.56% · Bybit Earn

프로토콜 언본딩: 14-day recurring lockup · ~14 days redemption

플랫폼연이율락업·언본딩구간 한도
OKX Simple EarnCeFi9.50%flexible lending ·
instant		–
OKX public API v5 /finance/savings/lending-rate-summary · 2026-10-31 14:17 KST · Lending market estimated rate; OKX public API publishes no tier ladder or promo tiers.
Bybit EarnCeFi2.56%on-chain flexible ·
~14 days redemption		≤10,000,000
Bybit public API v5 /earn/product · 2026-10-31 14:17 KST
Amnis amAPT/stAPT리퀴드2.36%liquid staking ·
unstake per Aptos lockup or swap		–
DefiLlama Yields (yields.llama.fi, free API) · 2026-10-31 14:17 KST · TVL $2.8M · Aptos. APY incl. any reward-token emissions (0.00% reward).
Binance Simple EarnCeFi2.09%locked 60 일 ·
60 days lock		≤1,000,000
binance.com simple-earn page data · 2026-10-31 14:17 KST
Binance Simple EarnCeFi1.96%locked 90 일 ·
90 days lock		≤2,000,000
binance.com simple-earn page data · 2026-10-31 14:17 KST
Binance Simple EarnCeFi1.89%locked 7 일 ·
7 days lock		≤1,000,000
binance.com simple-earn page data · 2026-10-31 14:17 KST
+6 더 보기
Binance Simple EarnCeFi1.69%locked 7 일 ·
7 days lock		≤200,000
binance.com simple-earn page data · 2026-10-31 14:17 KST
Binance Simple EarnCeFi1.69%locked 14 일 ·
14 days lock		≤1,000,000
binance.com simple-earn page data · 2026-10-31 14:17 KST
Bybit EarnCeFi1.00%flexible ·
instant		≤800,000
Bybit public API v5 /earn/product · 2026-10-31 14:17 KST
Bitget SavingsCeFinot stated in public data0.50%flexible ·
instant		0–20,000: 0.50%
bitget.com savings page data · 2026-10-31 14:17 KST · Bitget lists several products for this coin; eligibility (e.g. new-user / VIP) is not exposed in the public data. Ladder ends at the last tier’s max.
Gate Simple EarnCeFi0.43%flexible lending ·
instant		–
Gate public API v4 /earn/uni/rate · 2026-10-31 14:17 KST · Estimated lending rate; Gate public API publishes no tier ladder.
Binance Simple EarnCeFi0.12%flexible ·
instant		≤849,283
binance.com simple-earn page data · 2026-10-31 14:17 KST
POL 최고 2.50% · Binance Simple Earn

프로토콜 언본딩: ~80 checkpoints (~2–3 days) · 60 days lock

플랫폼연이율락업·언본딩구간 한도
OKX Simple EarnCeFi24.20%flexible lending ·
instant		–
OKX public API v5 /finance/savings/lending-rate-summary · 2026-10-31 14:17 KST · Lending market estimated rate; OKX public API publishes no tier ladder or promo tiers.
Binance Simple EarnCeFi2.50%locked 60 일 ·
60 days lock		≤20,000,000
binance.com simple-earn page data · 2026-10-31 14:17 KST
Binance Simple EarnCeFi2.20%locked 7 일 ·
7 days lock		≤10,000,000
binance.com simple-earn page data · 2026-10-31 14:17 KST
Binance Simple EarnCeFi2.20%locked 90 일 ·
90 days lock		≤1,000,000
binance.com simple-earn page data · 2026-10-31 14:17 KST
Binance Simple EarnCeFi2.14%flexible ·
instant		≤6,704,950
binance.com simple-earn page data · 2026-10-31 14:17 KST
Binance Simple EarnCeFi1.83%locked 7 일 ·
7 days lock		≤5,000,000
binance.com simple-earn page data · 2026-10-31 14:17 KST
+3 더 보기
Bitget SavingsCeFinot stated in public data1.70%flexible ·
instant		0–400,000: 1.70%
bitget.com savings page data · 2026-10-31 14:17 KST · Bitget lists several products for this coin; eligibility (e.g. new-user / VIP) is not exposed in the public data. Ladder ends at the last tier’s max.
Gate Simple EarnCeFi1.42%flexible lending ·
instant		–
Gate public API v4 /earn/uni/rate · 2026-10-31 14:17 KST · Estimated lending rate; Gate public API publishes no tier ladder.
Bybit EarnCeFi0.80%flexible ·
instant		≤2,000,000
Bybit public API v5 /earn/product · 2026-10-31 14:17 KST
TIA 최고 3.15% · Binance Simple Earn

프로토콜 언본딩: 21 days · 60 days lock

플랫폼연이율락업·언본딩구간 한도
OKX Simple EarnCeFi23.00%flexible lending ·
instant		–
OKX public API v5 /finance/savings/lending-rate-summary · 2026-10-31 14:17 KST · Lending market estimated rate; OKX public API publishes no tier ladder or promo tiers.
Binance Simple EarnCeFi3.15%locked 60 일 ·
60 days lock		≤2,000,000
binance.com simple-earn page data · 2026-10-31 14:17 KST
Binance Simple EarnCeFi3.00%locked 90 일 ·
90 days lock		≤300,000
binance.com simple-earn page data · 2026-10-31 14:17 KST
Gate Simple EarnCeFi2.75%flexible lending ·
instant		–
Gate public API v4 /earn/uni/rate · 2026-10-31 14:17 KST · Estimated lending rate; Gate public API publishes no tier ladder.
Binance Simple EarnCeFi2.62%locked 7 일 ·
7 days lock		≤2,000,000
binance.com simple-earn page data · 2026-10-31 14:17 KST
Binance Simple EarnCeFi2.50%locked 7 일 ·
7 days lock		≤1,000,000
binance.com simple-earn page data · 2026-10-31 14:17 KST
+3 더 보기
Bybit EarnCeFi1.11%flexible ·
instant		≤100,000
Bybit public API v5 /earn/product · 2026-10-31 14:17 KST
Bitget SavingsCeFinot stated in public data0.78%flexible ·
instant		0–150,000: 0.78%
bitget.com savings page data · 2026-10-31 14:17 KST · Bitget lists several products for this coin; eligibility (e.g. new-user / VIP) is not exposed in the public data. Ladder ends at the last tier’s max.
Binance Simple EarnCeFi0.60%flexible ·
instant		≤829,302
binance.com simple-earn page data · 2026-10-31 14:17 KST
INJ 최고 9.02% · INJ native staking

프로토콜 언본딩: 21 days · 21 days

플랫폼연이율락업·언본딩구간 한도
OKX Simple EarnCeFi11.70%flexible lending ·
instant		–
OKX public API v5 /finance/savings/lending-rate-summary · 2026-10-31 14:17 KST · Lending market estimated rate; OKX public API publishes no tier ladder or promo tiers.
INJ native staking네이티브9.02%native delegation ·
21 days		–
Cosmos-SDK LCD via PublicNode (inflation × (1−community tax) ÷ bonded ratio) · 2026-10-31 14:17 KST · Gross, before validator commission (typ. 5–10%). Bonded 46% of supply.
Binance Simple EarnCeFi4.20%locked 60 일 ·
60 days lock		≤2,000,000
binance.com simple-earn page data · 2026-10-31 14:17 KST
Binance Simple EarnCeFi3.95%locked 7 일 ·
7 days lock		≤2,000,000
binance.com simple-earn page data · 2026-10-31 14:17 KST
Binance Simple EarnCeFi3.75%locked 7 일 ·
7 days lock		≤300,000
binance.com simple-earn page data · 2026-10-31 14:17 KST
Binance Simple EarnCeFi3.75%locked 90 일 ·
90 days lock		≤200,000
binance.com simple-earn page data · 2026-10-31 14:17 KST
+4 더 보기
Gate Simple EarnCeFi3.48%flexible lending ·
instant		–
Gate public API v4 /earn/uni/rate · 2026-10-31 14:17 KST · Estimated lending rate; Gate public API publishes no tier ladder.
Bybit EarnCeFi0.80%flexible ·
instant		≤20,000
Bybit public API v5 /earn/product · 2026-10-31 14:17 KST
Bitget SavingsCeFinot stated in public data0.54%flexible ·
instant		0–7,630: 0.54%
bitget.com savings page data · 2026-10-31 14:17 KST · Bitget lists several products for this coin; eligibility (e.g. new-user / VIP) is not exposed in the public data. Ladder ends at the last tier’s max.
Binance Simple EarnCeFi0.04%flexible ·
instant		≤82,929
binance.com simple-earn page data · 2026-10-31 14:17 KST
SEI 최고 3.09% · Binance Simple Earn

프로토콜 언본딩: 21 days · 90 days lock

플랫폼연이율락업·언본딩구간 한도
OKX Simple EarnCeFi12.90%flexible lending ·
instant		–
OKX public API v5 /finance/savings/lending-rate-summary · 2026-10-31 14:17 KST · Lending market estimated rate; OKX public API publishes no tier ladder or promo tiers.
Binance Simple EarnCeFi3.09%locked 90 일 ·
90 days lock		≤100,000
binance.com simple-earn page data · 2026-10-31 14:17 KST
Gate Simple EarnCeFi1.67%flexible lending ·
instant		–
Gate public API v4 /earn/uni/rate · 2026-10-31 14:17 KST · Estimated lending rate; Gate public API publishes no tier ladder.
Bybit EarnCeFi1.00%flexible ·
instant		≤1,500,000
Bybit public API v5 /earn/product · 2026-10-31 14:17 KST
Bitget SavingsCeFinot stated in public data0.50%flexible ·
instant		0–2,000,000: 0.50%
bitget.com savings page data · 2026-10-31 14:17 KST · Bitget lists several products for this coin; eligibility (e.g. new-user / VIP) is not exposed in the public data. Ladder ends at the last tier’s max.
Binance Simple EarnCeFi0.23%flexible ·
instant		≤8,383,522
binance.com simple-earn page data · 2026-10-31 14:17 KST
ALGO 최고 2.52% · Binance Simple Earn

프로토콜 언본딩: none (staking rewards, no lock) · 60 days lock

플랫폼연이율락업·언본딩구간 한도
OKX Simple EarnCeFi17.50%flexible lending ·
instant		–
OKX public API v5 /finance/savings/lending-rate-summary · 2026-10-31 14:17 KST · Lending market estimated rate; OKX public API publishes no tier ladder or promo tiers.
Binance Simple EarnCeFi2.52%locked 60 일 ·
60 days lock		≤5,000,000
binance.com simple-earn page data · 2026-10-31 14:17 KST
Binance Simple EarnCeFi2.40%locked 90 일 ·
90 days lock		≤900,000
binance.com simple-earn page data · 2026-10-31 14:17 KST
Binance Simple EarnCeFi2.10%locked 7 일 ·
7 days lock		≤5,000,000
binance.com simple-earn page data · 2026-10-31 14:17 KST
Binance Simple EarnCeFi2.00%locked 7 일 ·
7 days lock		≤2,000,000
binance.com simple-earn page data · 2026-10-31 14:17 KST
Gate Simple EarnCeFi1.94%flexible lending ·
instant		–
Gate public API v4 /earn/uni/rate · 2026-10-31 14:17 KST · Estimated lending rate; Gate public API publishes no tier ladder.
+3 더 보기
Bitget SavingsCeFinot stated in public data1.00%flexible ·
instant		0–1,000,000: 1.00%
bitget.com savings page data · 2026-10-31 14:17 KST · Bitget lists several products for this coin; eligibility (e.g. new-user / VIP) is not exposed in the public data. Ladder ends at the last tier’s max.
Bybit EarnCeFi0.80%flexible ·
instant		≤2,000,000
Bybit public API v5 /earn/product · 2026-10-31 14:17 KST
Binance Simple EarnCeFi0.10%flexible ·
instant		≤3,961,778
binance.com simple-earn page data · 2026-10-31 14:17 KST
XTZ 최고 3.68% · Binance Simple Earn

프로토콜 언본딩: delegation: none · staking: ~4 cycles (~4 days) · 90 days lock

플랫폼연이율락업·언본딩구간 한도
OKX Simple EarnCeFi24.90%flexible lending ·
instant		–
OKX public API v5 /finance/savings/lending-rate-summary · 2026-10-31 14:17 KST · Lending market estimated rate; OKX public API publishes no tier ladder or promo tiers.
Binance Simple EarnCeFi3.68%locked 90 일 ·
90 days lock		≤300,000
binance.com simple-earn page data · 2026-10-31 14:17 KST
Gate Simple EarnCeFi3.44%flexible lending ·
instant		–
Gate public API v4 /earn/uni/rate · 2026-10-31 14:17 KST · Estimated lending rate; Gate public API publishes no tier ladder.
Binance Simple EarnCeFi2.19%locked 7 일 ·
7 days lock		≤250,000
binance.com simple-earn page data · 2026-10-31 14:17 KST
Bybit EarnCeFi1.27%flexible ·
instant		≤100,000
Bybit public API v5 /earn/product · 2026-10-31 14:17 KST
Binance Simple EarnCeFi1.25%flexible ·
instant		≤276,021
binance.com simple-earn page data · 2026-10-31 14:17 KST
+1 더 보기
Bitget SavingsCeFinot stated in public data1.00%flexible ·
instant		0–500,000: 1.00%
bitget.com savings page data · 2026-10-31 14:17 KST · Bitget lists several products for this coin; eligibility (e.g. new-user / VIP) is not exposed in the public data. Ladder ends at the last tier’s max.
KAVA 최고 3.84% · Binance Simple Earn

프로토콜 언본딩: 21 days · instant

플랫폼연이율락업·언본딩구간 한도
Binance Simple EarnCeFi3.84%flexible ·
instant		≤384,772
binance.com simple-earn page data · 2026-10-31 14:17 KST
Gate Simple EarnCeFi3.61%flexible lending ·
instant		–
Gate public API v4 /earn/uni/rate · 2026-10-31 14:17 KST · Estimated lending rate; Gate public API publishes no tier ladder.
Bitget SavingsCeFinot stated in public data1.00%flexible ·
instant		0–800,000: 1.00%
bitget.com savings page data · 2026-10-31 14:17 KST · Bitget lists several products for this coin; eligibility (e.g. new-user / VIP) is not exposed in the public data. Ladder ends at the last tier’s max.
Bybit EarnCeFi0.80%flexible ·
instant		≤500,000
Bybit public API v5 /earn/product · 2026-10-31 14:17 KST
OSMO 최고 5.74% · Binance Simple Earn

프로토콜 언본딩: 14 days · instant

플랫폼연이율락업·언본딩구간 한도
Gate Simple EarnCeFi13.29%flexible lending ·
instant		–
Gate public API v4 /earn/uni/rate · 2026-10-31 14:17 KST · Estimated lending rate; Gate public API publishes no tier ladder.
Binance Simple EarnCeFi5.74%flexible ·
instant		≤333,143
binance.com simple-earn page data · 2026-10-31 14:17 KST
EGLD 최고 0.94% · Binance Simple Earn

프로토콜 언본딩: 10 days · instant

플랫폼연이율락업·언본딩구간 한도
OKX Simple EarnCeFi38.00%flexible lending ·
instant		–
OKX public API v5 /finance/savings/lending-rate-summary · 2026-10-31 14:17 KST · Lending market estimated rate; OKX public API publishes no tier ladder or promo tiers.
Binance Simple EarnCeFi0.94%flexible ·
instant		≤17,316
binance.com simple-earn page data · 2026-10-31 14:17 KST
Gate Simple EarnCeFi0.83%flexible lending ·
instant		–
Gate public API v4 /earn/uni/rate · 2026-10-31 14:17 KST · Estimated lending rate; Gate public API publishes no tier ladder.
Bybit EarnCeFi0.80%flexible ·
instant		≤10,000
Bybit public API v5 /earn/product · 2026-10-31 14:17 KST
S 최고 3.78% · Binance Simple Earn

프로토콜 언본딩: 14 days · 60 days lock

플랫폼연이율락업·언본딩구간 한도
OKX Simple EarnCeFi10.50%flexible lending ·
instant		–
OKX public API v5 /finance/savings/lending-rate-summary · 2026-10-31 14:17 KST · Lending market estimated rate; OKX public API publishes no tier ladder or promo tiers.
Bitget SavingsCeFinot stated in public data4.80%flexible ·
instant		0–2,000,000: 4.80%
bitget.com savings page data · 2026-10-31 14:17 KST · Bitget lists several products for this coin; eligibility (e.g. new-user / VIP) is not exposed in the public data. Ladder ends at the last tier’s max.
Binance Simple EarnCeFi3.78%locked 60 일 ·
60 days lock		≤10,000,000
binance.com simple-earn page data · 2026-10-31 14:17 KST
Binance Simple EarnCeFi3.60%locked 90 일 ·
90 days lock		≤2,000,000
binance.com simple-earn page data · 2026-10-31 14:17 KST
Binance Simple EarnCeFi3.15%locked 7 일 ·
7 days lock		≤10,000,000
binance.com simple-earn page data · 2026-10-31 14:17 KST
Binance Simple EarnCeFi3.00%locked 7 일 ·
7 days lock		≤10,000,000
binance.com simple-earn page data · 2026-10-31 14:17 KST
+3 더 보기
Gate Simple EarnCeFi1.25%flexible lending ·
instant		–
Gate public API v4 /earn/uni/rate · 2026-10-31 14:17 KST · Estimated lending rate; Gate public API publishes no tier ladder.
Bybit EarnCeFi0.91%flexible ·
instant		≤500,000
Bybit public API v5 /earn/product · 2026-10-31 14:17 KST
Binance Simple EarnCeFi0.72%flexible ·
instant		≤7,851,430
binance.com simple-earn page data · 2026-10-31 14:17 KST
HBAR 최고 0.80% · Bybit Earn

프로토콜 언본딩: none (native staking, no lock) · instant

플랫폼연이율락업·언본딩구간 한도
OKX Simple EarnCeFi1.00%flexible lending ·
instant		–
OKX public API v5 /finance/savings/lending-rate-summary · 2026-10-31 14:17 KST · Lending market estimated rate; OKX public API publishes no tier ladder or promo tiers.
Gate Simple EarnCeFi0.94%flexible lending ·
instant		–
Gate public API v4 /earn/uni/rate · 2026-10-31 14:17 KST · Estimated lending rate; Gate public API publishes no tier ladder.
Bybit EarnCeFi0.80%flexible ·
instant		≤1,000,000
Bybit public API v5 /earn/product · 2026-10-31 14:17 KST
Bitget SavingsCeFinot stated in public data0.50%flexible ·
instant		0–650,000: 0.50%
bitget.com savings page data · 2026-10-31 14:17 KST · Bitget lists several products for this coin; eligibility (e.g. new-user / VIP) is not exposed in the public data. Ladder ends at the last tier’s max.
Binance Simple EarnCeFi0.01%flexible ·
instant		≤11,692,541
binance.com simple-earn page data · 2026-10-31 14:17 KST
KSM 최고 5.10% · Binance Simple Earn

프로토콜 언본딩: 7 days · 90 days lock

플랫폼연이율락업·언본딩구간 한도
OKX Simple EarnCeFi11.70%flexible lending ·
instant		–
OKX public API v5 /finance/savings/lending-rate-summary · 2026-10-31 14:17 KST · Lending market estimated rate; OKX public API publishes no tier ladder or promo tiers.
Binance Simple EarnCeFi5.10%locked 90 일 ·
90 days lock		≤100,000
binance.com simple-earn page data · 2026-10-31 14:17 KST
Binance Simple EarnCeFi5.10%locked 120 일 ·
120 days lock		≤500
binance.com simple-earn page data · 2026-10-31 14:17 KST
Binance Simple EarnCeFi4.20%locked 7 일 ·
7 days lock		≤100,000
binance.com simple-earn page data · 2026-10-31 14:17 KST
Gate Simple EarnCeFi2.40%flexible lending ·
instant		–
Gate public API v4 /earn/uni/rate · 2026-10-31 14:17 KST · Estimated lending rate; Gate public API publishes no tier ladder.
Binance Simple EarnCeFi1.61%flexible ·
instant		≤11,428
binance.com simple-earn page data · 2026-10-31 14:17 KST
+2 더 보기
Bybit EarnCeFi1.31%flexible ·
instant		≤10,000
Bybit public API v5 /earn/product · 2026-10-31 14:17 KST
Bitget SavingsCeFinot stated in public data0.50%flexible ·
instant		0–50,000: 0.50%
bitget.com savings page data · 2026-10-31 14:17 KST · Bitget lists several products for this coin; eligibility (e.g. new-user / VIP) is not exposed in the public data. Ladder ends at the last tier’s max.
ICP 최고 7.90% · WaterNeuron nICP

프로토콜 언본딩: neuron dissolve delay (≥6 months for rewards) · unstake ~6 months or swap

플랫폼연이율락업·언본딩구간 한도
WaterNeuron nICP리퀴드7.90%liquid staking ·
unstake ~6 months or swap		–
DefiLlama Yields (yields.llama.fi, free API) · 2026-10-31 14:17 KST · TVL $6.0M · ICP. APY incl. any reward-token emissions (0.00% reward).
Binance Simple EarnCeFi1.50%locked 90 일 ·
90 days lock		≤500,000
binance.com simple-earn page data · 2026-10-31 14:17 KST
Binance Simple EarnCeFi1.10%locked 7 일 ·
7 days lock		≤200,000
binance.com simple-earn page data · 2026-10-31 14:17 KST
OKX Simple EarnCeFi1.00%flexible lending ·
instant		–
OKX public API v5 /finance/savings/lending-rate-summary · 2026-10-31 14:17 KST · Lending market estimated rate; OKX public API publishes no tier ladder or promo tiers.
Bitget SavingsCeFinot stated in public data1.00%flexible ·
instant		0–90,000: 1.00%
bitget.com savings page data · 2026-10-31 14:17 KST · Bitget lists several products for this coin; eligibility (e.g. new-user / VIP) is not exposed in the public data. Ladder ends at the last tier’s max.
Gate Simple EarnCeFi0.89%flexible lending ·
instant		–
Gate public API v4 /earn/uni/rate · 2026-10-31 14:17 KST · Estimated lending rate; Gate public API publishes no tier ladder.
+2 더 보기
Bybit EarnCeFi0.80%flexible ·
instant		≤50,000
Bybit public API v5 /earn/product · 2026-10-31 14:17 KST
Binance Simple EarnCeFi0.35%flexible ·
instant		≤377,867
binance.com simple-earn page data · 2026-10-31 14:17 KST
MINA 최고 1.06% · Binance Simple Earn

프로토콜 언본딩: none (delegation) · instant

플랫폼연이율락업·언본딩구간 한도
OKX Simple EarnCeFi10.70%flexible lending ·
instant		–
OKX public API v5 /finance/savings/lending-rate-summary · 2026-10-31 14:17 KST · Lending market estimated rate; OKX public API publishes no tier ladder or promo tiers.
Gate Simple EarnCeFi1.36%flexible lending ·
instant		–
Gate public API v4 /earn/uni/rate · 2026-10-31 14:17 KST · Estimated lending rate; Gate public API publishes no tier ladder.
Binance Simple EarnCeFi1.06%flexible ·
instant		≤1,846,035
binance.com simple-earn page data · 2026-10-31 14:17 KST
Bitget SavingsCeFinot stated in public data1.00%flexible ·
instant		0–2,000,000: 1.00%
bitget.com savings page data · 2026-10-31 14:17 KST · Bitget lists several products for this coin; eligibility (e.g. new-user / VIP) is not exposed in the public data. Ladder ends at the last tier’s max.
Bybit EarnCeFi0.80%flexible ·
instant		≤100,000
Bybit public API v5 /earn/product · 2026-10-31 14:17 KST
ROSE 최고 0.80% · Bybit Earn

프로토콜 언본딩: 14 days · instant

플랫폼연이율락업·언본딩구간 한도
Gate Simple EarnCeFi1.66%flexible lending ·
instant		–
Gate public API v4 /earn/uni/rate · 2026-10-31 14:17 KST · Estimated lending rate; Gate public API publishes no tier ladder.
Bitget SavingsCeFinot stated in public data1.00%flexible ·
instant		0–5,000,000: 1.00%
bitget.com savings page data · 2026-10-31 14:17 KST · Bitget lists several products for this coin; eligibility (e.g. new-user / VIP) is not exposed in the public data. Ladder ends at the last tier’s max.
Bybit EarnCeFi0.80%flexible ·
instant		≤500,000
Bybit public API v5 /earn/product · 2026-10-31 14:17 KST
Binance Simple EarnCeFi0.12%flexible ·
instant		≤17,701,406
binance.com simple-earn page data · 2026-10-31 14:17 KST
FLOW 최고 7.90% · Ankr ankrFLOW

프로토콜 언본딩: ~1 epoch (~7 days) · unstake ~1 epoch or swap

플랫폼연이율락업·언본딩구간 한도
OKX Simple EarnCeFi9.90%flexible lending ·
instant		–
OKX public API v5 /finance/savings/lending-rate-summary · 2026-10-31 14:17 KST · Lending market estimated rate; OKX public API publishes no tier ladder or promo tiers.
Ankr ankrFLOW리퀴드7.90%liquid staking ·
unstake ~1 epoch or swap		–
DefiLlama Yields (yields.llama.fi, free API) · 2026-10-31 14:17 KST · TVL $5.0M · Flow. APY incl. any reward-token emissions (0.00% reward).
Gate Simple EarnCeFi3.20%flexible lending ·
instant		–
Gate public API v4 /earn/uni/rate · 2026-10-31 14:17 KST · Estimated lending rate; Gate public API publishes no tier ladder.
Bybit EarnCeFi0.80%flexible ·
instant		≤95,334,058
Bybit public API v5 /earn/product · 2026-10-31 14:17 KST
Binance Simple EarnCeFi0.30%flexible ·
instant		≤1,951,463
binance.com simple-earn page data · 2026-10-31 14:17 KST
CRO

프로토콜 언본딩: 28 days

플랫폼연이율락업·언본딩구간 한도
OKX Simple EarnCeFi5.40%flexible lending ·
instant		–
OKX public API v5 /finance/savings/lending-rate-summary · 2026-10-31 14:17 KST · Lending market estimated rate; OKX public API publishes no tier ladder or promo tiers.
Gate Simple EarnCeFi1.56%flexible lending ·
instant		–
Gate public API v4 /earn/uni/rate · 2026-10-31 14:17 KST · Estimated lending rate; Gate public API publishes no tier ladder.
FLR 최고 7.67% · Sceptre sFLR

프로토콜 언본딩: delegation: none · staking: locked to validator term · unstake ~14.5 days or swap

플랫폼연이율락업·언본딩구간 한도
Sceptre sFLR리퀴드7.67%liquid staking ·
unstake ~14.5 days or swap		–
DefiLlama Yields (yields.llama.fi, free API) · 2026-10-31 14:17 KST · TVL $13.0M · Flare. APY incl. any reward-token emissions (0.00% reward).
Bybit EarnCeFi0.80%flexible ·
instant		≤50,000,000
Bybit public API v5 /earn/product · 2026-10-31 14:17 KST
Gate Simple EarnCeFi0.31%flexible lending ·
instant		–
Gate public API v4 /earn/uni/rate · 2026-10-31 14:17 KST · Estimated lending rate; Gate public API publishes no tier ladder.
BTC 최고 0.50% · OKX Simple Earn

프로토콜 언본딩: – · 참고: 자유 입출금 Earn · instant

플랫폼연이율락업·언본딩구간 한도
MEXC SavingsCeFi⚠ 이상치 의심: outlier vs median 0.3%6.99%flexible ·
instant		0–0.002: 6.99% · 0.002–0.03: 0.29% · ≥0.03: 0.09%
mexc.com savings page data · 2026-10-31 14:10 KST · Tier APR = subsidy APR as published; base APR 0.01%.
Bitget SavingsCeFinot stated in public data1.88%flexible ·
instant		0–0.003: 1.88% · 0.003–100: 0.12%
bitget.com savings page data · 2026-10-31 14:10 KST · Bitget lists several products for this coin; eligibility (e.g. new-user / VIP) is not exposed in the public data. Ladder ends at the last tier’s max.
Bitget SavingsCeFinot stated in public data1.00%flexible ·
instant		0–5: 1.00% · 5–20: 0.60%
bitget.com savings page data · 2026-10-31 14:10 KST · Bitget lists several products for this coin; eligibility (e.g. new-user / VIP) is not exposed in the public data. Ladder ends at the last tier’s max.
OKX Simple EarnCeFi0.50%flexible lending ·
instant		–
OKX public API v5 /finance/savings/lending-rate-summary · 2026-10-31 14:10 KST · Lending market estimated rate; OKX public API publishes no tier ladder or promo tiers.
Bybit EarnCeFi0.40%flexible ·
instant		0–0.003: 0.40% · ≥0.003: 0.10%
Bybit public API v5 /earn/product · 2026-10-31 14:10 KST
Binance Simple EarnCeFi0.27%flexible ·
instant		0–0.01: 0.27%
binance.com simple-earn page data · 2026-10-31 14:10 KST · Tier rate = real-time base APR + tier bonus APR (Binance shows the bonus separately).
+3 더 보기
Bitget SavingsCeFinot stated in public data0.15%flexible ·
instant		0–200: 0.15%
bitget.com savings page data · 2026-10-31 14:10 KST · Bitget lists several products for this coin; eligibility (e.g. new-user / VIP) is not exposed in the public data. Ladder ends at the last tier’s max.
Gate Simple EarnCeFi0.10%flexible lending ·
instant		–
Gate public API v4 /earn/uni/rate · 2026-10-31 14:10 KST · Estimated lending rate; Gate public API publishes no tier ladder.
Aave v3 (Ethereum)DeFi0.00%flexible ·
instant		–
Aave official API (api.v3.aave.com) · 2026-10-31 14:10 KST · Supply WBTC; variable rate.
USDT 최고 9.90% · MEXC Savings (0–1,000: 3.90% · 1,000–10,000: 4.90% · 10,000–50,000: 5.20% …)

프로토콜 언본딩: – · 참고: 자유 입출금 Earn · instant

플랫폼연이율락업·언본딩구간 한도
MEXC SavingsCeFi9.90%flexible ·
instant		0–1,000: 3.90% · 1,000–10,000: 4.90% · 10,000–50,000: 5.20% …
mexc.com savings page data · 2026-10-31 14:10 KST · Tier APR = subsidy APR as published; base APR 0.1%.
Bitget SavingsCeFinot stated in public data7.61%flexible ·
instant		0–300: 7.61% · 300–120,000,000: 2.95%
bitget.com savings page data · 2026-10-31 14:10 KST · Bitget lists several products for this coin; eligibility (e.g. new-user / VIP) is not exposed in the public data. Ladder ends at the last tier’s max.
Compound v3 (Ethereum)DeFi7.05%flexible ·
instant		–
on-chain Comet getSupplyRate (PublicNode RPC) · 2026-10-31 14:10 KST · Base supply APY, excl. COMP rewards.
Bybit EarnCeFi7.05%flexible ·
instant		0–100: 7.05% · ≥100: 2.05%
Bybit public API v5 /earn/product · 2026-10-31 14:10 KST
Binance Simple EarnCeFi7.05%flexible ·
instant		0–300: 7.05%
binance.com simple-earn page data · 2026-10-31 14:10 KST · Tier rate = real-time base APR + tier bonus APR (Binance shows the bonus separately).
Aave v3 (Ethereum)DeFi6.44%flexible ·
instant		–
Aave official API (api.v3.aave.com) · 2026-10-31 14:10 KST · Supply USDT; variable rate.
+11 더 보기
OKX Simple EarnCeFi6.40%flexible lending ·
instant		–
OKX public API v5 /finance/savings/lending-rate-summary · 2026-10-31 14:10 KST · Lending market estimated rate; OKX public API publishes no tier ladder or promo tiers.
Bybit EarnCeFi6.39%on-chain flexible ·
~3 days redemption		≤15,000,000
Bybit public API v5 /earn/product · 2026-10-31 14:10 KST
MEXC SavingsCeFi5.90%flexible ·
instant		0–200: 5.90% · 200–500: 2.40% · ≥500: 0.20%
mexc.com savings page data · 2026-10-31 14:10 KST · Tier APR = subsidy APR as published; base APR 0.1%.
Bybit EarnCeFi5.00%on-chain flexible ·
~0 h redemption		≤100,000,000
Bybit public API v5 /earn/product · 2026-10-31 14:10 KST
Bitget SavingsCeFinot stated in public data5.00%flexible ·
instant		0–300,000: 5.00% · 300,000–10,000,000: 3.50%
bitget.com savings page data · 2026-10-31 14:10 KST · Bitget lists several products for this coin; eligibility (e.g. new-user / VIP) is not exposed in the public data. Ladder ends at the last tier’s max.
Kamino Lend (Solana main)DeFi4.32%flexible ·
instant		–
Kamino official API (api.kamino.finance) · 2026-10-31 14:10 KST
Bitget SavingsCeFinot stated in public data4.00%flexible ·
instant		0–300,000: 4.00% · 300,000–50,000,000: 2.88%
bitget.com savings page data · 2026-10-31 14:10 KST · Bitget lists several products for this coin; eligibility (e.g. new-user / VIP) is not exposed in the public data. Ladder ends at the last tier’s max.
Morpho vault: Smokehouse USDTDeFi3.67%flexible ·
instant		–
Morpho official API (blue-api.morpho.org) · 2026-10-31 14:10 KST · Vault TVL $20M; net APY incl. rewards, after fee.
Spark (Ethereum)DeFi3.59%flexible ·
instant		–
on-chain Spark Pool getReserveData (PublicNode RPC) · 2026-10-31 14:10 KST
Morpho vault: Steakhouse USDTDeFi2.84%flexible ·
instant		–
Morpho official API (blue-api.morpho.org) · 2026-10-31 14:10 KST · Vault TVL $78M; net APY incl. rewards, after fee.
Gate Simple EarnCeFi2.61%flexible lending ·
instant		–
Gate public API v4 /earn/uni/rate · 2026-10-31 14:10 KST · Estimated lending rate; Gate public API publishes no tier ladder.
USDC 최고 7.17% · Bybit Earn

프로토콜 언본딩: – · 참고: 자유 입출금 Earn · ~3 days redemption

플랫폼연이율락업·언본딩구간 한도
Bybit EarnCeFi7.17%on-chain flexible ·
~3 days redemption		≤8,000,000
Bybit public API v5 /earn/product · 2026-10-31 14:10 KST
Morpho vault: Yearn OG USDCDeFi7.07%flexible ·
instant		–
Morpho official API (blue-api.morpho.org) · 2026-10-31 14:10 KST · Vault TVL $10M; net APY incl. rewards, after fee.
Morpho vault: Smokehouse USDCDeFi6.82%flexible ·
instant		–
Morpho official API (blue-api.morpho.org) · 2026-10-31 14:10 KST · Vault TVL $11M; net APY incl. rewards, after fee.
Bitget SavingsCeFinot stated in public data6.66%flexible ·
instant		0–300: 6.66% · 300–1,000,000: 3.70%
bitget.com savings page data · 2026-10-31 14:10 KST · Bitget lists several products for this coin; eligibility (e.g. new-user / VIP) is not exposed in the public data. Ladder ends at the last tier’s max.
Bitget SavingsCeFinot stated in public data6.00%flexible ·
instant		0–300,000: 6.00% · 300,000–10,000,000: 3.50%
bitget.com savings page data · 2026-10-31 14:10 KST · Bitget lists several products for this coin; eligibility (e.g. new-user / VIP) is not exposed in the public data. Ladder ends at the last tier’s max.
MEXC SavingsCeFi5.90%flexible ·
instant		0–100: 5.90% · ≥100: 0.90%
mexc.com savings page data · 2026-10-31 14:10 KST · Tier APR = subsidy APR as published; base APR 0.1%.
+13 더 보기
Morpho vault: Steakhouse USDCDeFi5.83%flexible ·
instant		–
Morpho official API (blue-api.morpho.org) · 2026-10-31 14:10 KST · Vault TVL $63M; net APY incl. rewards, after fee.
Morpho vault: Gauntlet USDC PrimeDeFi5.74%flexible ·
instant		–
Morpho official API (blue-api.morpho.org) · 2026-10-31 14:10 KST · Vault TVL $22M; net APY incl. rewards, after fee.
Aave v3 (Ethereum)DeFi5.58%flexible ·
instant		–
Aave official API (api.v3.aave.com) · 2026-10-31 14:10 KST · Supply USDC; variable rate.
Binance Simple EarnCeFi5.26%flexible ·
instant		0–10,000: 5.26%
binance.com simple-earn page data · 2026-10-31 14:10 KST · Tier rate = real-time base APR + tier bonus APR (Binance shows the bonus separately).
Bybit EarnCeFi5.22%flexible ·
instant		0–100: 5.22% · ≥100: 2.22%
Bybit public API v5 /earn/product · 2026-10-31 14:10 KST
Morpho vault: Hakutora USDCDeFi5.08%flexible ·
instant		–
Morpho official API (blue-api.morpho.org) · 2026-10-31 14:10 KST · Vault TVL $14M; net APY incl. rewards, after fee.
Bybit EarnCeFi5.00%on-chain flexible ·
~0 h redemption		≤100,000,000
Bybit public API v5 /earn/product · 2026-10-31 14:10 KST
Compound v3 (Ethereum)DeFi4.62%flexible ·
instant		–
on-chain Comet getSupplyRate (PublicNode RPC) · 2026-10-31 14:10 KST · Base supply APY, excl. COMP rewards.
OKX Simple EarnCeFi4.50%flexible lending ·
instant		–
OKX public API v5 /finance/savings/lending-rate-summary · 2026-10-31 14:10 KST · Lending market estimated rate; OKX public API publishes no tier ladder or promo tiers.
Spark (Ethereum)DeFi3.94%flexible ·
instant		–
on-chain Spark Pool getReserveData (PublicNode RPC) · 2026-10-31 14:10 KST
Kamino Lend (Solana main)DeFi3.79%flexible ·
instant		–
Kamino official API (api.kamino.finance) · 2026-10-31 14:10 KST
Gate Simple EarnCeFi3.05%flexible lending ·
instant		–
Gate public API v4 /earn/uni/rate · 2026-10-31 14:10 KST · Estimated lending rate; Gate public API publishes no tier ladder.
Bitget SavingsCeFinot stated in public data2.28%flexible ·
instant		0–10,000,000: 2.28%
bitget.com savings page data · 2026-10-31 14:10 KST · Bitget lists several products for this coin; eligibility (e.g. new-user / VIP) is not exposed in the public data. Ladder ends at the last tier’s max.
ℹ️ 읽는 법·주의

"flexible lending"(OKX·Gate)은 스테이킹이 아닌 마진 대출 시장 금리로, 스테이킹 코인의 "최고"에서 제외합니다. 네이티브 APR은 체인 데이터로 계산한 값이며 검증인 수수료 차감 전입니다. 거래소 금리는 공개된 그대로이며 대개 구간제라 최고 금리는 구간 한도까지만 적용됩니다. "최고"는 프로모션·대상 제한 상품을 제외합니다. APR/APY는 각 출처 표기 그대로입니다. ⚠ = 이상치 의심: 코인 중앙값의 2.5배(+5%p) 이상인 거래소 금리, 또는 DefiLlama 이상치·TVL 200만 달러 미만 풀 – 표시하되 최고에서 제외.

데이터 소스 상태
  • ✅ Solana RPC (native) – 정상 2026-10-31 14:17 KST
  • ✅ Cosmos LCD / PublicNode (ATOM, INJ native) – 정상 2026-10-31 14:17 KST
  • ✅ Lido API – 정상 2026-10-31 14:17 KST
  • ✅ Rocket Pool API – 정상 2026-10-31 14:17 KST
  • ✅ Jito API – 정상 2026-10-31 14:17 KST
  • ✅ Marinade API – 정상 2026-10-31 14:17 KST
  • ✅ OKX ETH/SOL staking API – 정상 2026-10-31 14:17 KST
  • ✅ tonapi.io staking pools (TON) – 정상 2026-10-31 14:17 KST
  • ✅ DefiLlama Yields (curated LST pools) – 정상 2026-10-31 14:17 KST
  • ✅ Binance Simple Earn / Staking (extra coins) – 정상 2026-10-31 14:17 KST
  • ✅ Bybit Earn (Flexible + On-chain) (extra coins) – 정상 2026-10-31 14:17 KST
  • ✅ OKX Simple Earn (lending) (extra coins) – 정상 2026-10-31 14:17 KST
  • ✅ Bitget Savings (extra coins) – 정상 2026-10-31 14:17 KST
  • ✅ Gate Simple Earn (lending) (extra coins) – 정상 2026-10-31 14:17 KST
  • ✅ MEXC Savings/Staking (extra coins) – 정상 2026-10-31 14:17 KST
  • ✅ earn.json (yields.py: ETH/SOL/BNB/BTC/USDT/USDC) – 정상 2026-10-31 14:10 KST
  • · StakingRewards – 지원 안 함 (공개 API 없음): Paid API; terms forbid scraping/redistribution – not used.
  • · Coinbase staking – 지원 안 함 (공개 API 없음): No public unauthenticated rate endpoint – not used.
  • · Kraken staking – 지원 안 함 (공개 API 없음): Earn strategies API requires an API key – not used.
  • · KuCoin / HTX / Crypto.com earn – 지원 안 함 (공개 API 없음): No public unauthenticated product-rate endpoint found – not used.
  • · Native APR: ETH, BNB, ADA, DOT, AVAX, TRX, SUI, NEAR, APT, POL, TIA, SEI and most new coins – 지원 안 함 (공개 API 없음): No free official endpoint giving the network rate directly without a paid indexer (Subscan/Beaconcha.in keys) – exchange & liquid rows only.

업데이트 2026-10-31 14:17 KST

코인별 구간 금리표

USDT 최고 9.90% · 21
플랫폼유형구간 금리 (코인 수량 → 연이율)대상1인 한도
MEXC SavingsCeFi자유 입출금0–1,000: 3.90%
1,000–10,000: 4.90%
10,000–50,000: 5.20%
50,000–100,000: 5.90%
100,000–110,000: 9.90%
≥110,000: 1.50%		all users–
mexc.com savings page data · 2026-10-31 14:10 KST · Tier APR = subsidy APR as published; base APR 0.1%.
Bitget SavingsCeFinot stated in public data자유 입출금0–300: 7.61%
300–120,000,000: 2.95%		not stated in public data–
bitget.com savings page data · 2026-10-31 14:10 KST · Bitget lists several products for this coin; eligibility (e.g. new-user / VIP) is not exposed in the public data. Ladder ends at the last tier’s max.
Compound v3 (Ethereum)DeFi자유 입출금≥0: 7.05%all users–
on-chain Comet getSupplyRate (PublicNode RPC) · 2026-10-31 14:10 KST · Base supply APY, excl. COMP rewards.
Bybit EarnCeFi자유 입출금0–100: 7.05%
≥100: 2.05%		all users100,000,000
Bybit public API v5 /earn/product · 2026-10-31 14:10 KST
Binance Simple EarnCeFi자유 입출금0–300: 7.05%
초과분 300: 3.05%		all users–
binance.com simple-earn page data · 2026-10-31 14:10 KST · Tier rate = real-time base APR + tier bonus APR (Binance shows the bonus separately).
Aave v3 (Ethereum)DeFi자유 입출금≥0: 6.44%all users–
Aave official API (api.v3.aave.com) · 2026-10-31 14:10 KST · Supply USDT; variable rate.
OKX Simple EarnCeFi자유 입출금≥0: 6.40%all users–
OKX public API v5 /finance/savings/lending-rate-summary · 2026-10-31 14:10 KST · Lending market estimated rate; OKX public API publishes no tier ladder or promo tiers.
Bybit EarnCeFi자유 입출금 (on-chain)≥0: 6.39%all users15,000,000
Bybit public API v5 /earn/product · 2026-10-31 14:10 KST
MEXC SavingsCeFi자유 입출금0–200: 5.90%
200–500: 2.40%
≥500: 0.20%		all users20,000,000
mexc.com savings page data · 2026-10-31 14:10 KST · Tier APR = subsidy APR as published; base APR 0.1%.
Bybit EarnCeFi자유 입출금 (on-chain)≥0: 5.00%all users100,000,000
Bybit public API v5 /earn/product · 2026-10-31 14:10 KST
Bitget SavingsCeFinot stated in public data자유 입출금0–300,000: 5.00%
300,000–10,000,000: 3.50%		not stated in public data–
bitget.com savings page data · 2026-10-31 14:10 KST · Bitget lists several products for this coin; eligibility (e.g. new-user / VIP) is not exposed in the public data. Ladder ends at the last tier’s max.
Kamino Lend (Solana main)DeFi자유 입출금≥0: 4.32%all users–
Kamino official API (api.kamino.finance) · 2026-10-31 14:10 KST
Bitget SavingsCeFinot stated in public data자유 입출금0–300,000: 4.00%
300,000–50,000,000: 2.88%		not stated in public data–
bitget.com savings page data · 2026-10-31 14:10 KST · Bitget lists several products for this coin; eligibility (e.g. new-user / VIP) is not exposed in the public data. Ladder ends at the last tier’s max.
Morpho vault: Smokehouse USDTDeFi자유 입출금≥0: 3.67%all users–
Morpho official API (blue-api.morpho.org) · 2026-10-31 14:10 KST · Vault TVL $20M; net APY incl. rewards, after fee.
Spark (Ethereum)DeFi자유 입출금≥0: 3.59%all users–
on-chain Spark Pool getReserveData (PublicNode RPC) · 2026-10-31 14:10 KST
Morpho vault: Steakhouse USDTDeFi자유 입출금≥0: 2.84%all users–
Morpho official API (blue-api.morpho.org) · 2026-10-31 14:10 KST · Vault TVL $78M; net APY incl. rewards, after fee.
Gate Simple EarnCeFi자유 입출금≥0: 2.61%all users–
Gate public API v4 /earn/uni/rate · 2026-10-31 14:10 KST · Estimated lending rate; Gate public API publishes no tier ladder.
MEXC SavingsCeFi프로모션restricted (EFTD)기간 고정0–200: 600.00%restricted (EFTD)200
mexc.com savings page data · 2026-10-31 14:10 KST · Tier APR = subsidy APR as published; base APR 600.0%. Fixed term: 2 unit(s) (type 2).
Bitget SavingsCeFinot stated in public data기간 고정 14 일0–3,000,000: 3.20%not stated in public data–
bitget.com savings page data · 2026-10-31 14:10 KST · Bitget lists several products for this coin; eligibility (e.g. new-user / VIP) is not exposed in the public data. Ladder ends at the last tier’s max.
Bitget SavingsCeFinot stated in public data기간 고정 7 일0–5,000,000: 3.00%not stated in public data–
bitget.com savings page data · 2026-10-31 14:10 KST · Bitget lists several products for this coin; eligibility (e.g. new-user / VIP) is not exposed in the public data. Ladder ends at the last tier’s max.
Bitget SavingsCeFinot stated in public data기간 고정 7 일0–5,000,000: 1.30%not stated in public data–
bitget.com savings page data · 2026-10-31 14:10 KST · Bitget lists several products for this coin; eligibility (e.g. new-user / VIP) is not exposed in the public data. Ladder ends at the last tier’s max.
USDC 최고 7.17% · 19
플랫폼유형구간 금리 (코인 수량 → 연이율)대상1인 한도
Bybit EarnCeFi자유 입출금 (on-chain)≥0: 7.17%all users8,000,000
Bybit public API v5 /earn/product · 2026-10-31 14:10 KST
Morpho vault: Yearn OG USDCDeFi자유 입출금≥0: 7.07%all users–
Morpho official API (blue-api.morpho.org) · 2026-10-31 14:10 KST · Vault TVL $10M; net APY incl. rewards, after fee.
Morpho vault: Smokehouse USDCDeFi자유 입출금≥0: 6.82%all users–
Morpho official API (blue-api.morpho.org) · 2026-10-31 14:10 KST · Vault TVL $11M; net APY incl. rewards, after fee.
Bitget SavingsCeFinot stated in public data자유 입출금0–300: 6.66%
300–1,000,000: 3.70%		not stated in public data–
bitget.com savings page data · 2026-10-31 14:10 KST · Bitget lists several products for this coin; eligibility (e.g. new-user / VIP) is not exposed in the public data. Ladder ends at the last tier’s max.
Bitget SavingsCeFinot stated in public data자유 입출금0–300,000: 6.00%
300,000–10,000,000: 3.50%		not stated in public data–
bitget.com savings page data · 2026-10-31 14:10 KST · Bitget lists several products for this coin; eligibility (e.g. new-user / VIP) is not exposed in the public data. Ladder ends at the last tier’s max.
MEXC SavingsCeFi자유 입출금0–100: 5.90%
≥100: 0.90%		all users20,000,000
mexc.com savings page data · 2026-10-31 14:10 KST · Tier APR = subsidy APR as published; base APR 0.1%.
Morpho vault: Steakhouse USDCDeFi자유 입출금≥0: 5.83%all users–
Morpho official API (blue-api.morpho.org) · 2026-10-31 14:10 KST · Vault TVL $63M; net APY incl. rewards, after fee.
Morpho vault: Gauntlet USDC PrimeDeFi자유 입출금≥0: 5.74%all users–
Morpho official API (blue-api.morpho.org) · 2026-10-31 14:10 KST · Vault TVL $22M; net APY incl. rewards, after fee.
Aave v3 (Ethereum)DeFi자유 입출금≥0: 5.58%all users–
Aave official API (api.v3.aave.com) · 2026-10-31 14:10 KST · Supply USDC; variable rate.
Binance Simple EarnCeFi자유 입출금0–10,000: 5.26%
초과분 10,000: 3.26%		all users300,000,000
binance.com simple-earn page data · 2026-10-31 14:10 KST · Tier rate = real-time base APR + tier bonus APR (Binance shows the bonus separately).
Bybit EarnCeFi자유 입출금0–100: 5.22%
≥100: 2.22%		all users200,000,000
Bybit public API v5 /earn/product · 2026-10-31 14:10 KST
Morpho vault: Hakutora USDCDeFi자유 입출금≥0: 5.08%all users–
Morpho official API (blue-api.morpho.org) · 2026-10-31 14:10 KST · Vault TVL $14M; net APY incl. rewards, after fee.
Bybit EarnCeFi자유 입출금 (on-chain)≥0: 5.00%all users100,000,000
Bybit public API v5 /earn/product · 2026-10-31 14:10 KST
Compound v3 (Ethereum)DeFi자유 입출금≥0: 4.62%all users–
on-chain Comet getSupplyRate (PublicNode RPC) · 2026-10-31 14:10 KST · Base supply APY, excl. COMP rewards.
OKX Simple EarnCeFi자유 입출금≥0: 4.50%all users–
OKX public API v5 /finance/savings/lending-rate-summary · 2026-10-31 14:10 KST · Lending market estimated rate; OKX public API publishes no tier ladder or promo tiers.
Spark (Ethereum)DeFi자유 입출금≥0: 3.94%all users–
on-chain Spark Pool getReserveData (PublicNode RPC) · 2026-10-31 14:10 KST
Kamino Lend (Solana main)DeFi자유 입출금≥0: 3.79%all users–
Kamino official API (api.kamino.finance) · 2026-10-31 14:10 KST
Gate Simple EarnCeFi자유 입출금≥0: 3.05%all users–
Gate public API v4 /earn/uni/rate · 2026-10-31 14:10 KST · Estimated lending rate; Gate public API publishes no tier ladder.
Bitget SavingsCeFinot stated in public data자유 입출금0–10,000,000: 2.28%not stated in public data–
bitget.com savings page data · 2026-10-31 14:10 KST · Bitget lists several products for this coin; eligibility (e.g. new-user / VIP) is not exposed in the public data. Ladder ends at the last tier’s max.
USDS 최고 3.80% · 1
플랫폼유형구간 금리 (코인 수량 → 연이율)대상1인 한도
Sky sUSDSDeFi자유 입출금≥0: 3.80%all users–
on-chain sUSDS ssr() (PublicNode RPC) · 2026-10-31 14:10 KST · Sky Savings Rate; USDS (convertible 1:1 from DAI/USDC via Sky).
USDe 최고 5.00% · 1
플랫폼유형구간 금리 (코인 수량 → 연이율)대상1인 한도
Ethena sUSDeDeFi자유 입출금 (7d unstake)≥0: 5.00%all users–
ethena.fi official yield API · 2026-10-31 14:10 KST · Staking yield as published (28 Oct 26); variable, synthetic-dollar risk.
BTC 최고 6.99% · 11
플랫폼유형구간 금리 (코인 수량 → 연이율)대상1인 한도
MEXC SavingsCeFi자유 입출금0–0.002: 6.99%
0.002–0.03: 0.29%
≥0.03: 0.09%		all users100
mexc.com savings page data · 2026-10-31 14:10 KST · Tier APR = subsidy APR as published; base APR 0.01%.
Bitget SavingsCeFinot stated in public data자유 입출금0–0.003: 1.88%
0.003–100: 0.12%		not stated in public data–
bitget.com savings page data · 2026-10-31 14:10 KST · Bitget lists several products for this coin; eligibility (e.g. new-user / VIP) is not exposed in the public data. Ladder ends at the last tier’s max.
Bitget SavingsCeFinot stated in public data자유 입출금0–5: 1.00%
5–20: 0.60%		not stated in public data–
bitget.com savings page data · 2026-10-31 14:10 KST · Bitget lists several products for this coin; eligibility (e.g. new-user / VIP) is not exposed in the public data. Ladder ends at the last tier’s max.
OKX Simple EarnCeFi자유 입출금≥0: 0.50%all users–
OKX public API v5 /finance/savings/lending-rate-summary · 2026-10-31 14:10 KST · Lending market estimated rate; OKX public API publishes no tier ladder or promo tiers.
Bybit EarnCeFi자유 입출금0–0.003: 0.40%
≥0.003: 0.10%		all users1,500
Bybit public API v5 /earn/product · 2026-10-31 14:10 KST
Binance Simple EarnCeFi자유 입출금0–0.01: 0.27%
초과분 0.01: 0.02%		all users4,200,000
binance.com simple-earn page data · 2026-10-31 14:10 KST · Tier rate = real-time base APR + tier bonus APR (Binance shows the bonus separately).
Bitget SavingsCeFinot stated in public data자유 입출금0–200: 0.15%not stated in public data–
bitget.com savings page data · 2026-10-31 14:10 KST · Bitget lists several products for this coin; eligibility (e.g. new-user / VIP) is not exposed in the public data. Ladder ends at the last tier’s max.
Gate Simple EarnCeFi자유 입출금≥0: 0.10%all users–
Gate public API v4 /earn/uni/rate · 2026-10-31 14:10 KST · Estimated lending rate; Gate public API publishes no tier ladder.
Aave v3 (Ethereum)DeFi자유 입출금≥0: 0.00%all users–
Aave official API (api.v3.aave.com) · 2026-10-31 14:10 KST · Supply WBTC; variable rate.
MEXC SavingsCeFi프로모션restricted (EFTD)기간 고정0–0.005: 600.00%restricted (EFTD)0.005
mexc.com savings page data · 2026-10-31 14:10 KST · Tier APR = subsidy APR as published; base APR 600.0%. Fixed term: 1 unit(s) (type 2).
Bybit EarnCeFi기간 고정 45 일≥0: 1.20%all users200
Bybit public API v5 /earn/product · 2026-10-31 14:10 KST
ETH 최고 6.90% · 20
플랫폼유형구간 금리 (코인 수량 → 연이율)대상1인 한도
MEXC SavingsCeFi자유 입출금0–0.05: 6.90%
0.05–0.3: 1.90%
≥0.3: 0.90%		all users–
mexc.com savings page data · 2026-10-31 14:10 KST · Tier APR = subsidy APR as published; base APR 0.1%.
Bitget SavingsCeFinot stated in public data자유 입출금0–0.1: 6.66%
0.1–1,000: 1.30%		not stated in public data–
bitget.com savings page data · 2026-10-31 14:10 KST · Bitget lists several products for this coin; eligibility (e.g. new-user / VIP) is not exposed in the public data. Ladder ends at the last tier’s max.
Bitget SavingsCeFinot stated in public data자유 입출금0–100: 4.50%
100–1,000: 3.00%		not stated in public data–
bitget.com savings page data · 2026-10-31 14:10 KST · Bitget lists several products for this coin; eligibility (e.g. new-user / VIP) is not exposed in the public data. Ladder ends at the last tier’s max.
Spark (Ethereum)DeFi자유 입출금≥0: 3.50%all users–
on-chain Spark Pool getReserveData (PublicNode RPC) · 2026-10-31 14:10 KST
Bybit EarnCeFi자유 입출금 (on-chain)≥0: 2.17%all users10,000
Bybit public API v5 /earn/product · 2026-10-31 14:10 KST
Bybit EarnCeFi자유 입출금 (on-chain)≥0: 2.12%all users5,000
Bybit public API v5 /earn/product · 2026-10-31 14:10 KST
Gate Simple EarnCeFi자유 입출금≥0: 1.83%all users–
Gate public API v4 /earn/uni/rate · 2026-10-31 14:10 KST · Estimated lending rate; Gate public API publishes no tier ladder.
Aave v3 (Ethereum)DeFi자유 입출금≥0: 1.52%all users–
Aave official API (api.v3.aave.com) · 2026-10-31 14:10 KST · Supply WETH; variable rate.
Bitget SavingsCeFinot stated in public data자유 입출금0–2,000: 1.35%not stated in public data–
bitget.com savings page data · 2026-10-31 14:10 KST · Bitget lists several products for this coin; eligibility (e.g. new-user / VIP) is not exposed in the public data. Ladder ends at the last tier’s max.
Binance Simple EarnCeFi자유 입출금0–0.2: 1.24%
초과분 0.2: 1.14%		all users58,460
binance.com simple-earn page data · 2026-10-31 14:10 KST · Tier rate = real-time base APR + tier bonus APR (Binance shows the bonus separately).
OKX Simple EarnCeFi자유 입출금≥0: 1.00%all users–
OKX public API v5 /finance/savings/lending-rate-summary · 2026-10-31 14:10 KST · Lending market estimated rate; OKX public API publishes no tier ladder or promo tiers.
Bybit EarnCeFi자유 입출금≥0: 0.80%all users6,000
Bybit public API v5 /earn/product · 2026-10-31 14:10 KST
MEXC SavingsCeFi프로모션restricted (EFTD)기간 고정0–0.1: 200.00%restricted (EFTD)0.1
mexc.com savings page data · 2026-10-31 14:10 KST · Tier APR = subsidy APR as published; base APR 200.0%. Fixed term: 1 unit(s) (type 2).
Binance Simple EarnCeFi기간 고정 60 일≥0: 1.90%all users20,000
binance.com simple-earn page data · 2026-10-31 14:10 KST
Binance Simple EarnCeFi기간 고정 7 일≥0: 1.70%all users10,000
binance.com simple-earn page data · 2026-10-31 14:10 KST
Binance Simple EarnCeFi기간 고정 90 일≥0: 1.70%all users20,000
binance.com simple-earn page data · 2026-10-31 14:10 KST
Bitget SavingsCeFinot stated in public data기간 고정 7 일0–2,000: 1.50%not stated in public data–
bitget.com savings page data · 2026-10-31 14:10 KST · Bitget lists several products for this coin; eligibility (e.g. new-user / VIP) is not exposed in the public data. Ladder ends at the last tier’s max.
Bitget SavingsCeFinot stated in public data기간 고정 14 일0–300: 1.32%not stated in public data–
bitget.com savings page data · 2026-10-31 14:10 KST · Bitget lists several products for this coin; eligibility (e.g. new-user / VIP) is not exposed in the public data. Ladder ends at the last tier’s max.
Binance Simple EarnCeFi기간 고정 7 일≥0: 1.30%all users10,000
binance.com simple-earn page data · 2026-10-31 14:10 KST
Bitget SavingsCeFinot stated in public data기간 고정 7 일0–100: 1.30%not stated in public data–
bitget.com savings page data · 2026-10-31 14:10 KST · Bitget lists several products for this coin; eligibility (e.g. new-user / VIP) is not exposed in the public data. Ladder ends at the last tier’s max.
SOL 최고 5.90% · 16
플랫폼유형구간 금리 (코인 수량 → 연이율)대상1인 한도
MEXC SavingsCeFi자유 입출금0–3: 5.90%
≥3: 2.90%		all users–
mexc.com savings page data · 2026-10-31 14:10 KST · Tier APR = subsidy APR as published; base APR 0.1%.
Bybit EarnCeFi자유 입출금 (on-chain)≥0: 4.78%all users100,001
Bybit public API v5 /earn/product · 2026-10-31 14:10 KST
Bybit EarnCeFi자유 입출금 (on-chain)≥0: 4.30%all users10,000
Bybit public API v5 /earn/product · 2026-10-31 14:10 KST
OKX Simple EarnCeFi자유 입출금≥0: 4.00%all users–
OKX public API v5 /finance/savings/lending-rate-summary · 2026-10-31 14:10 KST · Lending market estimated rate; OKX public API publishes no tier ladder or promo tiers.
Kamino Lend (Solana main)DeFi자유 입출금≥0: 3.91%all users–
Kamino official API (api.kamino.finance) · 2026-10-31 14:10 KST
Gate Simple EarnCeFi자유 입출금≥0: 2.86%all users–
Gate public API v4 /earn/uni/rate · 2026-10-31 14:10 KST · Estimated lending rate; Gate public API publishes no tier ladder.
Bitget SavingsCeFinot stated in public data자유 입출금0–5,000: 2.80%not stated in public data–
bitget.com savings page data · 2026-10-31 14:10 KST · Bitget lists several products for this coin; eligibility (e.g. new-user / VIP) is not exposed in the public data. Ladder ends at the last tier’s max.
Bitget SavingsCeFinot stated in public data자유 입출금0–50,000: 2.60%not stated in public data–
bitget.com savings page data · 2026-10-31 14:10 KST · Bitget lists several products for this coin; eligibility (e.g. new-user / VIP) is not exposed in the public data. Ladder ends at the last tier’s max.
Binance Simple EarnCeFi자유 입출금≥0: 2.22%all users353,107
binance.com simple-earn page data · 2026-10-31 14:10 KST
Bybit EarnCeFi자유 입출금≥0: 0.80%all users20,000
Bybit public API v5 /earn/product · 2026-10-31 14:10 KST
MEXC SavingsCeFi프로모션restricted (EFTD)기간 고정0–2: 200.00%restricted (EFTD)2
mexc.com savings page data · 2026-10-31 14:10 KST · Tier APR = subsidy APR as published; base APR 200.0%. Fixed term: 1 unit(s) (type 2).
Binance Simple EarnCeFi기간 고정 60 일≥0: 3.90%all users2,000,000
binance.com simple-earn page data · 2026-10-31 14:10 KST
Binance Simple EarnCeFi기간 고정 90 일≥0: 3.80%all users500,000
binance.com simple-earn page data · 2026-10-31 14:10 KST
Binance Simple EarnCeFi기간 고정 7 일≥0: 3.20%all users2,000,000
binance.com simple-earn page data · 2026-10-31 14:10 KST
Binance Simple EarnCeFi기간 고정 7 일≥0: 3.00%all users200,000
binance.com simple-earn page data · 2026-10-31 14:10 KST
Bitget SavingsCeFinot stated in public data기간 고정 14 일0–2,000: 2.25%not stated in public data–
bitget.com savings page data · 2026-10-31 14:10 KST · Bitget lists several products for this coin; eligibility (e.g. new-user / VIP) is not exposed in the public data. Ladder ends at the last tier’s max.
BNB 최고 1.00% · 9
플랫폼유형구간 금리 (코인 수량 → 연이율)대상1인 한도
OKX Simple EarnCeFi자유 입출금≥0: 1.00%all users–
OKX public API v5 /finance/savings/lending-rate-summary · 2026-10-31 14:10 KST · Lending market estimated rate; OKX public API publishes no tier ladder or promo tiers.
Bybit EarnCeFi자유 입출금≥0: 0.80%all users2,500
Bybit public API v5 /earn/product · 2026-10-31 14:10 KST
Gate Simple EarnCeFi자유 입출금≥0: 0.58%all users–
Gate public API v4 /earn/uni/rate · 2026-10-31 14:10 KST · Estimated lending rate; Gate public API publishes no tier ladder.
Bitget SavingsCeFinot stated in public data자유 입출금0–1,500: 0.50%not stated in public data–
bitget.com savings page data · 2026-10-31 14:10 KST · Bitget lists several products for this coin; eligibility (e.g. new-user / VIP) is not exposed in the public data. Ladder ends at the last tier’s max.
Binance Simple EarnCeFi자유 입출금0–1: 0.19%
초과분 1: 0.07%		all users20,000,000
binance.com simple-earn page data · 2026-10-31 14:10 KST · Tier rate = real-time base APR + tier bonus APR (Binance shows the bonus separately).
Binance Simple EarnCeFi기간 고정 120 일≥0: 0.32%all users1,200,000
binance.com simple-earn page data · 2026-10-31 14:10 KST
Binance Simple EarnCeFi기간 고정 7 일≥0: 0.30%all users1,000,000
binance.com simple-earn page data · 2026-10-31 14:10 KST
Binance Simple EarnCeFi기간 고정 90 일≥0: 0.30%all users1,000,000
binance.com simple-earn page data · 2026-10-31 14:10 KST
Binance Simple EarnCeFi기간 고정 7 일≥0: 0.25%all users1,000,000
binance.com simple-earn page data · 2026-10-31 14:10 KST
ℹ️ 읽는 법·주의

CeFi 금리는 각 거래소 Earn 페이지가 쓰는 공개(로그인 불필요) 데이터 또는 공식 공개 API, DeFi는 프로토콜 공식 API 또는 온체인 조회(PublicNode RPC)에서 가져옵니다. 실패한 소스는 "불가"로 표시하며 금리를 추정하지 않습니다.

데이터일 뿐 투자 조언이 아닙니다. CeFi 예치는 거래소 신용위험, DeFi는 스마트컨트랙트·디페그 위험이 있습니다. 예치 전 해당 플랫폼 페이지를 확인하세요.

데이터 소스 상태
  • ✅ Binance Simple Earn – 정상 2026-10-31 14:10 KST
  • ✅ Bybit Earn – 정상 2026-10-31 14:10 KST
  • ✅ OKX Simple Earn – 정상 2026-10-31 14:10 KST
  • ✅ Bitget Savings – 정상 2026-10-31 14:10 KST
  • ✅ Gate Simple Earn – 정상 2026-10-31 14:10 KST
  • ✅ MEXC Savings – 정상 2026-10-31 14:10 KST
  • ✅ Aave v3 – 정상 2026-10-31 14:10 KST
  • ✅ Compound v3 – 정상 2026-10-31 14:10 KST
  • ✅ Spark – 정상 2026-10-31 14:10 KST
  • ✅ Sky sUSDS – 정상 2026-10-31 14:10 KST
  • ✅ Ethena sUSDe – 정상 2026-10-31 14:10 KST
  • ✅ Morpho – 정상 2026-10-31 14:10 KST
  • ✅ Kamino – 정상 2026-10-31 14:10 KST
  • ✅ Bybit Crypto Loan – 정상 2026-10-31 14:10 KST
  • ✅ Bitget Crypto Loan – 정상 2026-10-31 14:10 KST
  • ✅ OKX margin borrow – 정상 2026-10-31 14:10 KST
지원하지 않는 플랫폼 (공개 API 없음) – 장애 아님
  • · KuCoin Earn – 지원 안 함 (공개 API 없음): Earn product list needs a signed API key; web page data endpoint not public (400/404) – not used.
  • · HTX Earn – 지원 안 함 (공개 API 없음): No public unauthenticated earn product endpoint found (404) – not used.
  • · Binance Flexible Loan – 지원 안 함 (공개 API 없음): Loan rate API (/sapi/v2/loan/flexible/loanable/data) requires an API key – not used.
  • · OKX Flexible Loan – 지원 안 함 (공개 API 없음): Flexible-loan endpoints return 401 without a key – OKX margin basic rate shown instead.
  • · Nexo – 지원 안 함 (공개 API 없음): No public JSON rate endpoint – not used.
  • · Liquity v2 (BOLD) – 지원 안 함 (공개 API 없음): User-set interest rates per trove; no single market rate – not covered yet.

업데이트 2026-10-31 14:10 KST

정보 제공용이며 투자 조언이 아닙니다. 데이터는 지연되거나 부정확할 수 있습니다. 전체 면책 조항 → 데이터 출처: 금융감독원 OpenDART, 주가: 금융위원회 공식 전 거래일 종가(공공데이터포털) 및 FinanceData/marcap 과거 데이터, 지수: FinanceDataReader, 환율: 유럽중앙은행 기준환율, 가상자산: Upbit, Bithumb, Binance 퍼블릭 API.
시장 데이터의 무단 재배포를 금합니다.
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